St. Louis County property record for 5294 Dickerman Rd, Saginaw, MN 55779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,042 sqft · built 2006 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,654 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 380-0010-04141 |
| Primary APN | 380-0010-04141 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,042 sqft Gross Area |
| 1st Floor Area | 2,380 sqft |
| Basement Area | 426 sqft |
| Finished Basement | 426 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 676 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 212 sqft |
| Deck Area | 440 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 848353 |
|---|---|
| Street Address | 5294 DICKERMAN RD |
| City | SAGINAW |
| State | MN |
| Zip | 55779-9453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | W 333.33 FT OF N 653.40 FT OF NW1/4 OF NW1/4 SERIAL # |
| Legal Range | 16W |
| Legal Township | 51N |
| Legal Section | 20 |
| Legal Subdivision | GRAND LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GRAND LAKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11102 |
5294 Dickerman Rd is owned and occupied by an individual who acquired it in March 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5294 DICKERMAN RD, SAGINAW, MN 55779-9453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2023 |
| Transfer Doc | 0001464278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5294 DICKERMAN RD, SAGINAW, MN 55779-9453 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001429222 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 1429222 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
The 2026 property tax bill for 5294 Dickerman Rd was $5,654 with a homeowner's exemption, up 1.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Grand Lake Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,654.00 (+1.07%) Homeowner's exemption | ||
| 2025 | $5,594.00 (+21.4%) Homeowner's exemption | $535,700 (-1.6%) Land $91,700 Building $444,000 | $535,700 (-1.6%) Land $91,700 Building $444,000 |
| 2024 | $4,608.00 | $544,400 Land $91,700 Building $452,700 | $544,400 Land $91,700 Building $452,700 |
| 2022 | $432,800 Land $39,800 Building $393,000 | $432,800 Land $39,800 Building $393,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5294 Dickerman Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2009–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5294 Dickerman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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