5292 White Oak Rd, Duff, TN 37729 Property Records

Campbell County property record for 5292 White Oak Rd, Duff, TN 37729

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft · built 1984
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Oct 2026)
Tax Bill	$271 (2025)
Deeds & Mortgages	Oct 2026 Sale Dec 2021 Sale & Mortgage + 1 more
APN	`007023 07601`

Property Details

APN / Parcel Number

Primary APN	`007023 07601`
Alternative APN	`023 07601`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	192 sqft
Finished Basement	192 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	45,302 sqft (1.04 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	5292 WHITE OAK RD
City	DUFF
State	TN
Zip	37729-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5
Jurisdiction	CAMPBELL TN
Township / Civil Division	5
Census Block Group	1
Census Block	1042
Census Tract	950100

Owner

5292 White Oak Rd is owned by two individuals who bought it in October 2026.

Source: Campbell County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	816 WEAVER RD, MEMPHIS, IN 47143-9528
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Nov 13, 2024 · Amount on File
Deed Document Number	2026100009968
Deed Book / Page	655 / 574
Prior Transfer Date	Jan 27, 2025
Prior Transfer Doc	0000000450
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL TN
Recording Date	Oct 2, 2026
Property Address	5292 WHITE OAK RD, DUFF, TN 37729-3221
Document Number	0100009968
Book / Page	655 / 574
Instrument Date	Sep 25, 2026
Instrument	2026100009968
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$7,474.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 WEAVER RD, MEMPHIS, IN 47143-9528

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL TN
Recording Date	Dec 10, 2021
Property Address	5292 WHITE OAK RD, DUFF, TN 37729-3221
Document Number	0000008139
Book / Page	W544 / 79
Instrument Date	Dec 3, 2021
Instrument	21008139
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ADMIRAL TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5292 WHITE OAK RD, DUFF, TN 37729-3221

Mortgage

Document Number	0000008140
Date	Dec 10, 2021
Instrument	21008140

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL TN
Property Address	5292 WHITE OAK RD, DUFF, TN 37729-3221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003900
Date	Jul 30, 2020
Book Page	T717/157
Instrument	20003900

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 5292 White Oak Rd was $271.

Source: Campbell County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Campbell County
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$271.00	$22,300 Land $3,225 Building $19,075
2024			$89,200 Land $12,900 Building $76,300
2022	$268.00	$13,275 Land $1,550 Building $11,725	$53,100 Land $6,200 Building $46,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 5292 White Oak Rd; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5292 White Oak Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 93% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFORK UTILITY DISTRICT serves 1,305 people · EPA ID TN0000826
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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