St. Louis County property record for 5292 Wahlsten Rd, Embarrass, MN 55732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,948 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 410-0024-00600 |
| Primary APN | 410-0024-00600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Gross Area |
| 1st Floor Area | 1,120 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 1,296 sqft |
| Deck Area | 320 sqft |
| Pole Barn | 2,160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1184311 |
|---|---|
| Street Address | 5292 WAHLSTEN RD |
| City | EMBARRASS |
| State | MN |
| Zip | 55732-8611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | NW 1/4 OF SW 1/4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 61N |
| Legal Section | 34 |
| Legal Subdivision | KUGLER TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | KUGLER |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 15402 |
5292 Wahlsten Rd is owned and occupied by two individuals who acquired it in April 2025.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5292 WAHLSTEN RD, EMBARRASS, MN 55732-8611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 29, 2025 |
| Transfer Doc | 0001091557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5292 WAHLSTEN RD, EMBARRASS, MN 55732-8611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5292 WAHISTEN RD, EMBARRASS, MN 55732-8611 |
| Document Number | 0001098708 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 1098708 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 17, 2026 |
| Property Address | 5292 WAHLSTEN RD, EMBARRASS, MN 55732-8611 |
| Document Number | 0001100618 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 20261100618 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 5292 WAHLSTEN RD, EMBARRASS, MN 55732-8611 |
| Document Number | 0001100618, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20261100618 |
| Name | NORTHERN COMMUNITIES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.15% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 5292 Wahlsten Rd was $1,948, up 11.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Kugler Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,948.00 (+11.31%) | ||
| 2025 | $1,750.00 (+69.9%) | $204,300 (+15.55%) Land $64,300 Building $140,000 | $204,300 (+15.55%) Land $64,300 Building $140,000 |
| 2024 | $1,030.00 | $176,800 Land $62,000 Building $114,800 | $176,800 Land $62,000 Building $114,800 |
| 2022 | $144,400 Land $53,000 Building $91,400 | $144,400 Land $53,000 Building $91,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5292 Wahlsten Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5292 Wahlsten Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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