5291 US 64, Morganton, NC 28655 Property Records

Burke County property record for 5291 US 64, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,135 sqft · built 1950
Lot Size0.7 acres (30,492 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Aug 2020)
Tax Bill$873 (2026)
Deeds & MortgagesApr 2019 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1770206246

Property Details

APN / Parcel Number

Primary APN1770206246
Alternative APN
  • 20544

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,135 sqft Living Area
1st Floor Area1,135 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialAsbestos
Foundation TypeRaised
Roof MaterialMetal
Lot Area30,492 sqft (0.7 acres)

Exterior Amenities

PorchSlab
Porch Area189 sqft
Deck Area320 sqft
Patio Area320 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address5291 US 64
CityMORGANTON
StateNC
Zip28655-8660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL MIXE
Legal Description5291 US 64 MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionSILVER CREEK
Census Block Group2
Census Block2017
Census Tract21302

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5291 US 64, MORGANTON, NC 28655-8660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Aug 27, 2020Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Prior SaleMar 16, 2009 · Amount on Record
Deed Document Number202044016
Deed Book / Page2484 / 742
Prior Transfer DateNov 19, 2007
Prior Transfer Doc0017200509
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address5291 US 64, MORGANTON, NC 28655-8660
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023980425
DateApr 17, 2019
Book Page2398/0425
Instrument2017026844
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueMay 1, 2024

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateAug 27, 2020
Property Address5291 US 64, MORGANTON, NC 28655-8660
Document Number0024840742
Book / Page2484 / 742
Instrument DateAug 21, 2020
Instrument2020044016
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5291 US 64, MORGANTON, NC 28655-8660

Mortgage

Document Number2020044017
DateAug 27, 2020
Instrument2020044017
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$873.00 (+0.58%)$117,695 (-) Land $12,641 Building $105,054$117,695 (-) Land $12,641 Building $105,054
2025$868.00 (-0.23%)$117,695 (-) Land $12,641 Building $105,054$117,695 (-) Land $12,641 Building $105,054
2023$870.00$117,695 Land $12,641 Building $105,054$117,695 Land $12,641 Building $105,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRENTWOOD WATER ASSOCIATION
private · serves 6,038 people · EPA ID NC0112103
Water SourcePurchased surface water from CITY OF MORGANTON
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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