St. Louis County property record for 5291 Setterlund Dr, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 832 sqft · built 2000 |
| Lot Size | 1.07 acres (46,961 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Oct 2019) |
| Tax Bill | $2,102 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 662-0022-00070 |
| Primary APN | 662-0022-00070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Gross Area |
| 1st Floor Area | 832 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Stone |
| Lot Area | 46,961 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 48 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Heating Fuel | Gas |
|---|
| Account Number | 1078563 |
|---|---|
| Street Address | 5291 SETTERLUND DR |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 7 BLOCK 1 SERIAL # |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITEFACE RESERVOIR |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 11402 |
5291 Setterlund Dr, a residential property, is owned by an individual who acquired it in March 2024.
Source: St. Louis County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 170 WILDWOOD DR, ESKO, MN 55733-9621 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2019 · Amount on File |
| Deed Sale | Oct 2, 2019 · Amount on File |
| Deed Document Number | 20191364639 |
| Last Transfer Date | Mar 28, 2024 |
| Transfer Doc | 0001485174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 28, 2024 |
| Property Address | 5291 SETTERLUND DR, COTTON, MN 55724 |
| Document Number | 0001485174 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 1485174 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 WILDWOOD DR, ESKO, MN 55733-9621 |
The 2026 property tax bill for 5291 Setterlund Dr was $2,102, up 12.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,102.00 (+12.29%) | ||
| 2025 | $1,872.00 | $191,100 (+10.65%) Land $46,000 Building $145,100 | $191,100 (+10.65%) Land $46,000 Building $145,100 |
| 2024 | $172,700 Land $50,000 Building $122,700 | $172,700 Land $50,000 Building $122,700 | |
| 2023 | $1,650.00 | ||
| 2022 | $139,000 Land $58,000 Building $81,000 | $139,000 Land $58,000 Building $81,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5291 Setterlund Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5291 Setterlund Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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