5291 Keyes Rd, Deerfield (Utica), NY 13502 Property Records

Oneida County and Deerfield Town property record for 5291 Keyes Rd, Deerfield, NY 13502

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1968
Lot Size	0.422 acres (18,400 sqft)
Owner	2 Individual Names on File
Last Sale	$152,500 (Feb 2018)
Tax Bill	$4,981 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`303200 307.000-1-29`

Property Details

APN / Parcel Number

Primary APN	`303200 307.000-1-29`
Alternative APNs	`320030700000010290000000` `013891`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,400 sqft (0.422 acres)
Lot Dimensions	230 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	169 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	013891
Street Address	5291 KEYES RD
City	DEERFIELD
State	NY
Zip	13502-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	ONEIDA NY
Township / Civil Division	DEERFIELD
Census Block Group	1
Census Block	1014
Census Tract	23901

Owner

Source: Oneida County and Deerfield Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5291 KEYES RD, UTICA, NY 13502-2049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit UTICA GAS & ELECTRIC EMPLOYEES FCU
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UTICA GAS & ELECTRIC EMPLOYEES FCU
Apr 20, 2021	Warranty Deed, Transfer · Stand-Alone Refinance UTICA GAS & ELECTRIC EMPLOYEES FCU
Feb 2, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Prior Sale	May 4, 2010 · Amount on Record
Deed Document Number	20181657
Last Transfer Date	Apr 16, 2021
Transfer Doc	6315
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	5291 KEYES RD, UTICA, NY 13502-2049
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002037
Date	Feb 4, 2026
Instrument	2026-002037

Lender

Name	UTICA GAS & ELECTRIC EMPLOYEES FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	5291 KEYES RD, UTICA, NY 13502-2049
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006316
Date	Apr 20, 2021
Instrument	2021-006316

Lender

Name	UTICA GAS & ELECTRIC EMPLOYEES FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Apr 20, 2021
Property Address	5291 KEYES RD, UTICA, NY 13502-2049
Document Number	6315
Instrument Date	Apr 16, 2021
Instrument	2021-006315
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 KEYES RD, UTICA, NY 13502-2027

Mortgage

Document Number	6316
Date	Apr 20, 2021
Instrument	2021-006316

Lender

Name	UTICA GAS & ELECTRIC EMPLOYEES FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Feb 2, 2018
Property Address	5291 KEYES RD, UTICA, NY 13502-2049
Document Number	0000001657
Instrument Date	Jan 10, 2018
Instrument	2018-001657
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 KEYES RD, UTICA, NY 13502-2027

Tax Assessment & Valuation

Source: Oneida County and Deerfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Deerfield Town
Unified School District	Whitesboro Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,981.00 (+240.93%)	$20,000 (-) Land $2,000 Building $18,000	$229,885 (+9.77%) Land $22,988 Building $206,897
2024		$20,000 (-) Land $2,000 Building $18,000	$209,424 (-1.05%) Land $20,942 Building $188,482
2023		$20,000 (-) Land $2,000 Building $18,000	$211,640 (+14.81%) Land $21,164 Building $190,476
2022	$1,461.00	$20,000 Land $2,000 Building $18,000	$184,332 Land $18,433 Building $165,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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