Oakland County property record for 5291 Bella Dr, Highland, MI 48356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,587 sqft · built 2014 |
| Lot Size | 3.54 acres (154,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $539,000 (Apr 2026) |
| Tax Bill | $4,317 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-02-451-008 |
| Primary APN | H-11-02-451-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,587 sqft Living Area |
| 1st Floor Area | 1,574 sqft |
| Basement Area | 1,574 sqft |
| Unfinished Basement | 1,574 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 154,202 sqft (3.54 acres) |
| Terrain | Wet |
| Garage Area | 1,146 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 29 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5291 BELLA DR |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48356-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T3N, R7E, SEC 2 PART OF SE 1/4 BEG AT PT DIST N 87-50-23 E 336.90 FT & N 02-09-37 W 339.04 FT & N 87-28-41 E 528.27 FT FROM S 1/4 COR, TH N 04-38-09 W 772.81 FT, TH ALG CURVE TO LEFT, RAD 230 FT, CHORD BEARS S 62-12-11 E 119.72 FT, DIST OF 121.11 FT, |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 02 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 131500 |
5291 Bella Dr is owned and occupied by two individuals who bought it in April 2026.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5291 BELLA DR, HIGHLAND, MI 48356-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 22, 2017 | Warranty Deed, Transfer · ARM THE STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on File |
| Deed Sale | Apr 13, 2026 · Amount on File |
| Prior Sale | May 22, 2017 · Amount on File |
| Deed Document Number | 202649177 |
| Deed Book / Page | 61102 / 438 |
| Prior Transfer Date | Oct 10, 2012 |
| Prior Transfer Doc | 0000239222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5291 BELLA DR, HIGHLAND, MI 48356-1317 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5291 BELLA DR, HIGHLAND, MI 48356-1317 |
| Document Number | 0000315467 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 57424/34 |
| Instrument | 315467 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 13, 2026 |
| Property Address | 5291 BELLA DR, HIGHLAND, MI 48356-1317 |
| Document Number | 0000049177 |
| Book / Page | 61102 / 438 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026.49177 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | V1 TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408,292.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5291 BELLA DR, HIGHLAND, MI 48356-1317 |
| Document Number | 0000049540, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026..49540 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 13, 2026 |
| Property Address | 5291 BELLA DR, HIGHLAND, MI 48356-1317 |
| Document Number | 20260049177 |
| Book / Page | 61102 / 438 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202649177 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | V1 TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408,292.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5291 BELLA DR, HIGHLAND, MI 48356-1317 |
| Document Number | 0000049540, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 202649540 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5291 BELLA DR, HIGHLAND, MI 48356-1317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000145402 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 50929/00806 |
| Instrument | 145402 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | 43244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 22, 2017 |
| Property Address | 5291 BELLA DR, HIGHLAND, MI 48356-1317 |
| Document Number | 0000098691 |
| Book / Page | 50687 / 00101 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 098691 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | SELECT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,795.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5291 BELLA DR, 5291, HIGHLAND, MI 48356-1317 |
| Name | Verified Name |
|---|---|
| Address | 1047 LINCOLN DR, BRIGHTON, MI 48116-3793 |
| Document Number | 0000098692 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 098692 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
The 2025 property tax bill for 5291 Bella Dr was $4,317 with a homeowner's exemption, down 32.6% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,317.00 (-32.63%) Homeowner's exemption | $252,410 | $504,820 |
| 2024 | $6,408.00 | ||
| 2023 | $204,260 | $408,520 | |
| 2021 | $5,418.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5291 Bella Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5291 Bella Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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