5290 Hidden Hamlet Rd, Preston, MD 21655 Property Records

Caroline County property record for 5290 Hidden Hamlet Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,243 sqft · built 2003
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (May 2015)
Tax Bill	$3,434 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-025768`

Property Details

APN / Parcel Number

Primary APN	`04-025768`
Alternative APNs	`4025768` `025768`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,243 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	104,980 sqft (2.41 acres)
Garage Type	Built-in
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025768
Street Address	5290 HIDDEN HAMLET RD
City	PRESTON
State	MD
Zip	21655-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	2.41 AC LOT 1 SW/S NEWTON RD HIDDEN HAMLET SUBD
Legal Subdivision	HIDDEN HAMLET SUB
Legal Lot Number	1
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	1
Census Block	1028
Census Tract	955500

Owner

5290 Hidden Hamlet Rd is owned and occupied by two individuals who bought it in May 2015.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5290 HIDDEN HAMLET RD, PRESTON, MD 21655-2226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK NA
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit SHORE UNITED BANK NA
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015 · Amount on File
Deed Sale	May 28, 2015 · Amount on File
Prior Sale	Apr 30, 2015 · Amount on File
Deed Book / Page	1157 / 102
Prior Transfer Date	Apr 21, 2015
Prior Transfer Doc	0011520503
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	5290 HIDDEN HAMLET RD, PRESTON, MD 21655-2226
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5290 HIDDEN HAMLET RD, PRESTON, MD 21655-2226

Mortgage

Document Number	0016540307
Date	Dec 7, 2023
Book Page	1654/307

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	EASTON, MD 21601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	5290 HIDDEN HAMLET RD, PRESTON, MD 21655-2226
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5290 HIDDEN HAMLET RD, PRESTON, MD 21655-2226

Mortgage

Document Number	0015030344
Date	Jun 22, 2021
Book Page	1503/344

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	EASTON, MD 21601

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	5290 HIDDEN HAMLET RD, PRESTON, MD 21655-2226
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014510315
Date	Nov 19, 2020
Book Page	1451/315

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DUGWAY, UT 84022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5290 Hidden Hamlet Rd was $3,434 with a homeowner's exemption, up 3.6% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,434.00 (+3.62%) Homeowner's exemption	$377,100 (+10.1%) Land $66,300 Building $310,800	$377,100 (-) Land $66,300 Building $310,800
2025	$3,314.00 Homeowner's exemption	$342,500	$377,100 Land $66,300 Building $310,800
2023	$2,922.00 Homeowner's exemption	$273,300 Land $66,300 Building $207,000	$273,300 Land $66,300 Building $207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5290 Hidden Hamlet Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5290 Hidden Hamlet Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
T-Mobile Fixed Wireless	100 / 20

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