529 Walnut St, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 529 Walnut St, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,468 sqft · built 1955
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Dec 2016)
Tax Bill	$10,867 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`49-02006-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`49-02006-0000-00004`
Alternative APNs	`4900097000000023` `490200600004`

Interior

Stories	2 Stories
Building Area	1,468 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4900097000000023
Street Address	529 WALNUT ST
City	RIDGEFIELD
State	NJ
Zip	07657-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L24 40X100 1.6L
Legal Subdivision	GARFIELD PARK RIDGEFIELD
Legal Block	2006
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3007
Census Tract	45102

Owner

Source: Bergen County and Ridgefield Borough records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	529 WALNUT ST, RIDGEFIELD, NJ 07657-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jan 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 15, 2020	Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2016 · Amount on Record
Deed Sale	Dec 29, 2016 · Amount on Record
Prior Sale	Jan 4, 2006 · Amount on Record
Deed Document Number	2016101929
Deed Book / Page	2484 / 1269
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	529 WALNUT ST, RIDGEFIELD, NJ 07657-1822
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 WALNUT ST, RIDGEFIELD, NJ 07657-1822

Mortgage

Document Number	0043850714
Date	Sep 21, 2021
Book Page	4385/714
Instrument	2021147758

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	529 WALNUT ST, RIDGEFIELD, NJ 07657-1822
Document Number	0035660083
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 WALNUT ST RIDGEFIELD NJ 076571822, RIDGEFIELD, NJ 07657-1822

Mortgage

Document Number	0035660083
Date	Apr 8, 2020
Book Page	003566/000083
Instrument	20037759

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	529 WALNUT ST, RIDGEFIELD, NJ 07657-1822
Document Number	0035550255
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 WALNUT ST RIDGEFIELD NJ 076571822, RIDGEFIELD, NJ 07657-1822

Mortgage

Document Number	0035550255
Date	Mar 27, 2020
Book Page	003555/000255
Instrument	20033899

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,600 (+1.42%) Land $317,500 Building $333,100	$650,600 (+1.42%) Land $317,500 Building $333,100
2025	$10,867.00 (+3.17%)	$641,500 (+5.95%) Land $311,500 Building $330,000	$641,500 (+5.95%) Land $311,500 Building $330,000
2024	$10,533.00 (+4.76%)
2023		$605,500 Land $292,500 Building $313,000	$605,500 Land $292,500 Building $313,000
2022	$10,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2018–2025)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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