Cabarrus County property record for 529 Union St S, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,300 sqft · built 1981 |
| Lot Size | 0.322 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Mar 2025) |
| Tax Bill | $1,669 (2023) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 23 8018 |
| Primary APN | 5630 23 8018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,460 sqft |
| 1st Floor Area | 1,300 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.322 acres) |
| Lot Dimensions | 200 ft deep x 70 ft wide |
| Driveway | Asphalt Driveway |
| Driveway Area | 700 sqft |
| Porch | Slab |
| Porch Area | 100 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 176590 |
|---|---|
| Street Address | 529 UNION ST S |
| City | CONCORD |
| State | NC |
| Zip | 28025-5570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | P/O LT 14 W H BLUME |
| Legal Subdivision | R BROWN MCALLISTER SCHOOL |
| Legal Lot Number | 14 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 42202 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 529 UNION ST S, CONCORD, NC 28025-5570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Sep 1, 2017 | Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2025 · Amount on Record |
| Deed Sale | Mar 6, 2025 · Amount on Record |
| Prior Sale | Sep 1, 2017 · Amount on Record |
| Deed Document Number | 20254554 |
| Deed Book / Page | 17329 / 89 |
| Prior Transfer Date | May 2, 2022 |
| Prior Transfer Doc | 0016010178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 6, 2022 |
| Property Address | 529 UNION ST S, CONCORD, NC 28025-5570 |
| Document Number | 0016010178 |
| Book / Page | 16010 / 178 |
| Map Reference | MB 1 PG 62 |
| Instrument Date | May 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 529 UNION ST S, CONCORD, NC 28025-5570 |
| Document Number | 0160100180 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 16010-0180 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 1, 2017 |
| Property Address | 529 UNION ST S, CONCORD, NC 28025-5570 |
| Document Number | 0012660238 |
| Book / Page | 12660 / 0238 |
| Map Reference | MB1 PG62 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 12660-0238 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 807 SUMMERLAKE DR SW, 807, CONCORD, NC 28025-5764 |
| Name | Verified Name |
|---|---|
| Address | 529 UNION ST S, CONCORD, NC 28025-5570 |
| Document Number | 0126600240 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 12660-0240 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,930 (-) Land $83,000 Building $180,930 | ||
| 2025 | $263,930 (+88.16%) Land $83,000 Building $180,930 | ||
| 2024 | $263,930 (+88.16%) Land $83,000 Building $180,930 | ||
| 2023 | $1,669.00 | $140,270 Land $56,000 Building $84,270 | $140,270 Land $56,000 Building $84,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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