529 Talulu Pass, Murphy, NC 28906 Property Records

Cherokee County property record for 529 Talulu Pass, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,370 sqft · built 2007
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$549,000 (Sep 2022)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`453100318157000`

Property Details

APN / Parcel Number

Primary APN	`453100318157000`
Alternative APNs	`47555` `58550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,370 sqft Heated Area
Gross Area	3,990 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	330 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	95,832 sqft (2.2 acres)
Porch	Slab
Porch Area	556 sqft
Deck Area	1,024 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58550
Street Address	529 TALULU PASS
City	MURPHY
State	NC
Zip	28906-0759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARS D & E OF LOTS 46 & 48 INDIAN ROCK SPRS 1585/25
Legal Subdivision	INDIAN ROCK SPRINGS
Legal Lot Number	46-48
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1024
Census Tract	930606

Owner

Source: Cherokee County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	529 TALULU PASS, MURPHY, NC 28906-0759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Apr 16, 2018	Deed, Transfer
Apr 10, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Sep 8, 2010 · Amount on Record
Deed Document Number	20226224
Deed Book / Page	1721 / 724
Prior Transfer Date	Apr 3, 2018
Prior Transfer Doc	01584/0836
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	529 TALULU PASS, MURPHY, NC 28906-0759
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 TALULU PASS, MURPHY, NC 28906-0759

Mortgage

Document Number	001735/146
Date	May 18, 2023
Book Page	1735/146
Instrument	2370

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	529 TALULU PASS, MURPHY, NC 28906-0759
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 STOCKBRIDGE CT N, JACKSONVILLE, FL 32258-1383

Mortgage

Document Number	001721/728
Date	Sep 26, 2022
Book Page	1721/728
Instrument	6225

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company
Address	TAVARES, FL 32778

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	529 TALULU PASS, MURPHY, NC 28906-0759
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01624/0421
Date	Sep 25, 2019
Book Page	01624/0421
Instrument	04578

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 16, 2018
Property Address	529 TALULU PASS, MURPHY, NC 28906-0759
Document Number	01585/0025
Book / Page	01585 / 0025
Instrument Date	Apr 16, 2018
Instrument	01749
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 TALULU PASS, 529, MURPHY, NC 28906-0759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	102 HIWASSEE ST, MURPHY, NC 28906-2905

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Apr 10, 2018
Property Address	529 TALULU PASS, MURPHY, NC 28906-0759
Document Number	01584/0836
Book / Page	01584 / 0836
Instrument Date	Apr 3, 2018
Instrument	01681
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 TALULU PASS, MURPHY, NC 28906-0759
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00	$233,520 (-)	$233,520 (-) Land $17,100 Building $216,420
2023		$233,520	$233,520 Land $17,100 Building $216,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30

Cell Coverage

4G LTE only, no 5G reported

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