529 Talisi Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 529 Talisi Loop, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,626 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$430,990 (Apr 2022)
Tax Bill	$6,081 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-25-31-5034-0001-1680`

Property Details

APN / Parcel Number

Primary APN	`28-25-31-5034-0001-1680`
Alternative APN	`253128503400011680`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,626 sqft Living Area
Gross Area	3,196 sqft
1st Floor Area	1,106 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	529 TALISI LOOP
City	SAINT CLOUD
State	FL
Zip	34771-9167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERLY PH 2 PB 30 PGS 195-197 LOT 168
Legal Range	31E
Legal Township	25S
Legal Section	28
Legal Subdivision	SUMMERLY PHS 2 (TEMP)
Legal Phase	2
Legal Lot Number	168
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

529 Talisi Loop is owned and occupied by an individual who bought it in April 2022.

Source: Osceola County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	529 TALISI LOOP, SAINT CLOUD, FL 34771-9167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 5, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Deed Document Number	202253826
Deed Book / Page	6187 / 1049
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2026
Property Address	529 TALISI LOOP, SAINT CLOUD, FL 34771-9167
Document Number	0000081152
Book / Page	6991 / 573
Instrument Date	May 18, 2026
Instrument	202681152
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DO NO USE, CARRINGTON MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 TALISI LOOP, SAINT CLOUD, FL 34771-9167

Mortgage

Document Number	0000081152,
Date	Jun 19, 2026
Book Page	6991/573
Instrument	202681152

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Apr 1, 2052

Interest

Rate	6.3%
Max Rate	-1%

April 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 5, 2022
Property Address	529 TALISI LOOP, SAINT CLOUD, FL 34771-9167
Document Number	0061871049
Book / Page	6187 / 1049
Map Reference	MB 30 PG 195-197
Instrument Date	Mar 31, 2022
Instrument	2022053826
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,017.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 TALISI LOOP, SAINT CLOUD, FL 34771-9167

Mortgage

Document Number	0061871050
Date	Apr 5, 2022
Instrument	6187/1050

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 529 Talisi Loop was $6,081 with a homeowner's exemption.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,081.00 Homeowner's exemption	$428,400 Land $75,000 Building $353,400	$428,400 Land $75,000 Building $353,400
2023	$6,657.00 (+370.79%)	$432,200 (+620.33%) Land $70,000 Building $362,200	$432,200 (+620.33%) Land $70,000 Building $362,200
2022	$1,414.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 529 Talisi Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 529 Talisi Loop is high, ranking above 82% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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