529 Oak St, Irwin, PA 15642 Property Records

Westmoreland County property record for 529 Oak St, Irwin, PA 15642

Property Summary

Property TypeSingle Family Home
Details1,584 sqft · built 1915
Lot Size0.082 acres (3,582 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (Jan 2004)
Tax Bill$2,160 (2026)
Deeds & MortgagesJul 2021 Mortgage
APN13-01-12-0-110

Property Details

APN / Parcel Number

Primary APN13-01-12-0-110
Alternative APN
  • 0130010120110

Interior

Stories2 Stories
Building Area1,584 sqft Living Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Construction TypeFrame
Lot Area3,582 sqft (0.082 acres)
Lot Dimensions143 ft deep x 25 ft wide

Location & Zoning

Street Address529 OAK ST
CityIRWIN
StatePA
Zip15642-3525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE GAR & 1/2 LOT 143 25 X 143.33
Legal SubdivisionPLAN OF LOTS OF THE TOWN OF IRWIN
Legal Lot Number143
JurisdictionWESTMORELAND PA
Township / Civil DivisionIRWIN
Census Block Group2
Census Block2070
Census Tract803000

Owner

529 Oak St is owned and occupied by an individual who bought it in January 2004.

Source: Westmoreland County records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address529 OAK ST, IRWIN, PA 15642-3525
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2004 · Amount on File
Deed SaleJan 28, 2004 · Amount on File
Prior SaleJun 23, 2003 · Amount on File
Deed Document Number20045214
Prior Transfer DateApr 30, 2003
Prior Transfer Doc0000037194
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address529 OAK ST, IRWIN, PA 15642-3525
Transaction TypeMortgage
Record UpdatedAug 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030636
DateJul 26, 2021
Instrument202107260030636
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueAug 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 529 Oak St was $2,160.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
MunicipalityIrwin Borough
Unified School DistrictNorwin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,160.00$14,140 Land $820 Building $13,320
2025$2,160.00 (+7.41%)$14,140 Land $820 Building $13,320
2024$2,011.00$14,140 Land $820 Building $13,320
1972$14,140 Land $820 Building $13,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 529 Oak St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 529 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAWC SWEENEY PLANT
serves 143,000 people · EPA ID PA5650032
Water SourceSurface water
Last State InspectionOct 2024
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jan 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Oak St

Nearby Streets

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