Kenton County property record for 529 Linden St, Covington, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,768 sqft · built 1920 |
| Lot Size | 0.072 acres (3,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,500 (Feb 2023) |
| Tax Bill | $1,821 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-34-01-010.00 |
| Primary APN | 026-34-01-010.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,768 sqft Finished Area |
| Gross Area | 1,997 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 3,125 sqft (0.072 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 529 LINDEN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41016-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOW 2ND PART LOT 189 25'X 125' |
| Legal Subdivision | LUDLOW EST 2ND PARTITION |
| Legal Lot Number | 189 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 66900 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 529 LINDEN ST, COVINGTON, KY 41016-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage CITY OF COVINGTON |
| Feb 7, 2023 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 11, 2017 | Grant Deed, Transfer · FHA Mortgage POLARIS HM FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2023 · Amount on Record |
| Deed Sale | Feb 7, 2023 · Amount on Record |
| Prior Sale | Apr 11, 2017 · Amount on Record |
| Deed Document Number | 202352 |
| Deed Book / Page | 212 / 358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 529 LINDEN ST, COVINGTON, KY 41016-1315 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005900014 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | KCM 448/390 |
| Instrument | 23032305900014 |
| Name | CITY OF COVINGTON |
|---|---|
| Type | Government Agency |
| Address | COVINGTON, KY 41011 |
| Amount | Amount Recorded |
|---|---|
| Term | 118 Months |
| Due | Jan 11, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 7, 2023 |
| Property Address | 529 LINDEN ST, COVINGTON, KY 41016-1315 |
| Document Number | 0005900052 |
| Book / Page | KC 212 / 358 |
| Map Reference | MB 21 PG 593 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 23020705900052 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 SHANNON LN, KIRKSVILLE, MO 63501-6501 |
| Name | Verified Name |
|---|---|
| Address | 529 LINDEN ST, LUDLOW, KY 41016-1315 |
| Document Number | 0005900053 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | KCM 438/869 |
| Instrument | 23020705900053 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 11, 2017 |
| Property Address | 529 LINDEN ST, COVINGTON, KY 41016-1315 |
| Document Number | 0000000135 |
| Book / Page | 0C6134 / 000167 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 135 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | NORTHERN KENTUCKY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 529 LINDEN ST LUDLOW KY 410161315, LUDLOW, KY 41016-1315 |
| Document Number | 136 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 0C6134/000170 |
| Instrument | 136 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2047 |
| Document Number | 137, |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 0C6134/000187 |
| Instrument | 137 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | COVINGTON, KY 41019 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 10, 2022 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,500 (-) Land $15,000 Building $124,500 | $139,500 (-) Land $15,000 Building $124,500 | |
| 2025 | $1,821.00 (+17.94%) | $139,500 (+16.25%) Land $10,000 Building $129,500 | $139,500 (+16.25%) Land $10,000 Building $129,500 |
| 2023 | $1,544.00 | $120,000 Land $10,000 Building $110,000 | $120,000 Land $10,000 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 26 (1978–2025) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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