Bergen County and Ridgewood Village property record for 529 Jemco Pl, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,080 sqft · built 1958 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,130,000 (Apr 2024) |
| Tax Bill | $15,427 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04403-0000-00009 |
| Primary APN | 51-04403-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,080 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 529 JEMCO PL |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .234 AC |
| Legal Subdivision | STEVENS AVE HOLDING CORP |
| Legal Block | 4403 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 529 JEMCO PL, RIDGEWOOD, NJ 07450-5431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 2, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Jan 2, 2018 · Amount on Record |
| Deed Document Number | 202424506 |
| Deed Book / Page | 5225 / 331 |
| Prior Transfer Date | Jul 11, 2000 |
| Prior Transfer Doc | 0000104490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 30, 2024 |
| Property Address | 529 JEMCO PL, RIDGEWOOD, NJ 07450-5431 |
| Document Number | 0052250331 |
| Book / Page | 5225 / 331 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024024506 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,448.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13-22 EASTERN DR, FAIR LAWN, NJ 07410-2303 |
| Name | Verified Name |
|---|---|
| Address | 529 JEMCO PL, RIDGEWOOD, NJ 07450-5431 |
| Investor | Possibly a Property Investor |
| Document Number | 2024024507 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 2024024507 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 529 JEMCO PL, RIDGEWOOD, NJ 07450-5431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 529 JEMCO PL, RIDGEWOOD, NJ 07450-5431 |
| Document Number | 0048141079 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 4814/1079 |
| Instrument | 2022093204 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 529 JEMCO PL, RIDGEWOOD, NJ 07450-5431 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041200234 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 4120/234 |
| Instrument | 2021069065 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 2, 2018 |
| Property Address | 529 JEMCO PL, RIDGEWOOD, NJ 07450-5431 |
| Document Number | 0028240534 |
| Book / Page | 002824 / 000534 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 529 JEMCO PL RIDGEWOOD NJ 074505431, RIDGEWOOD, NJ 07450-5431 |
| Document Number | 28240540 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 002824/000540 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $533,800 (-) Land $315,800 Building $218,000 | $533,800 (-) Land $315,800 Building $218,000 | |
| 2025 | $15,427.00 (+4.48%) | $533,800 (+5.29%) Land $315,800 Building $218,000 | $533,800 (+5.29%) Land $315,800 Building $218,000 |
| 2024 | $14,766.00 (+6.57%) | ||
| 2023 | $507,000 Land $315,800 Building $191,200 | $507,000 Land $315,800 Building $191,200 | |
| 2022 | $13,856.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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