529 Howard Dr, Monroe, MI 48161 Property Records

Monroe County property record for 529 Howard Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft
Lot Size	0.451 acres (19,646 sqft)
Owner	2 Individual Names on File
Last Sale	$117,700 (Mar 2017)
Tax Bill	$1,514 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`12-250-023-00`

Property Details

APN / Parcel Number

Primary APN	`12-250-023-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft

Exterior

Architectural Style	Cape Cod
Lot Area	19,646 sqft (0.451 acres)
Lot Dimensions	140 ft deep x 47 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	529 HOWARD DR
City	MONROE
State	MI
Zip	48161-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 90 WERTENBERGER PLACE LOT 24
Legal Subdivision	WERTENBERGER PLACE - MONROE TO
Legal Lot Number	24
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4005
Census Tract	832300

Owner

529 Howard Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	529 HOWARD DR, MONROE, MI 48161-1650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 20, 2017	Warranty Deed, Transfer · FHA Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on File
Deed Sale	Mar 20, 2017 · Amount on File
Prior Sale	Apr 23, 2010 · Amount on File
Deed Document Number	20175389
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	529 HOWARD DR, MONROE, MI 48161-1650
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 HOWARD DR, FRENCHTOWN, MI 48161-1650

Mortgage

Document Number	2021R24173
Date	Sep 17, 2021
Instrument	2021R24173

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 20, 2017
Property Address	529 HOWARD DR, MONROE, MI 48161-1650
Document Number	2017R05389
Map Reference	LB 5 PG 45
Instrument Date	Mar 10, 2017
Instrument	2017R05389
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 HOWARD DR, 529, MONROE, MI 48161-1650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1534 DOTY RD, MONROE, MI 48162-9683

Mortgage

Document Number	0000005390
Date	Mar 20, 2017
Instrument	2017R05390

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	SPOKANE, WA 99208

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 529 Howard Dr was $1,514 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,550 Land $5,250 Building $60,300	$131,100 Land $10,500 Building $120,600
2025	$1,514.00 Homeowner's exemption
2023	$1,314.00 Homeowner's exemption	$52,250	$104,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 529 Howard Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 529 Howard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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