Erie County property record for 529 E Water St, Sandusky, OH 44870
| Property Type | Clubs, Lodges, Professional Associations |
|---|---|
| Details | 7,498 sqft · built 1994 |
| Lot Size | 3.06 acres (133,599 sqft) |
| Owner | Company Name on File |
| Tax Bill | $24,149 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Oct 2024 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 56-00997-000 |
| Primary APN | 56-00997-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 7,498 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Lot Area | 133,599 sqft (3.06 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 780 sqft |
| Patio Area | 780 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 004321-5 |
|---|---|
| Street Address | 529 E WATER ST |
| City | SANDUSKY |
| State | OH |
| Zip | 44870-2855 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Clubs, Lodges, Professional Associations |
| Legal Description | 15 16 17 WATER LOT WH & 14 EX EAST 3' & 18 19 20 (PT OF 4.8478A PCL) |
| Legal Subdivision | SANDUSKY YACHT CLUB WARD #1 |
| Jurisdiction | ERIE OH |
| Township / Civil Division | SANDUSKY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40802 |
529 E Water St, a commercial property, is owned by a company that acquired it in January 1987.
Source: Erie County records, as of March 31, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 529 E WATER ST, SANDUSKY, OH 44870-2855 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2024 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Oct 15, 2024 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1987 |
| Deed Sale | Jan 1, 1987 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Property Address | 529 E WATER ST, SANDUSKY, OH 44870-2855 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007611 |
|---|---|
| Date | Oct 15, 2024 |
| Instrument | 202407611 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE OH |
| Property Address | 529 E WATER ST, SANDUSKY, OH 44870-2855 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007612 |
|---|---|
| Date | Oct 15, 2024 |
| Instrument | 202407612 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 529 E Water St was $24,149.
Source: Erie County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Erie County |
| Municipality | Sandusky City |
| Unified School District | Sandusky City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,149.00 | $418,915 (-) Land $177,121 Building $241,794 | |
| 2024 | $24,149.00 (+7.22%) | $418,915 (+26.61%) Land $177,121 Building $241,794 | $1,196,900 Land $506,060 Building $690,840 |
| 2023 | $22,522.00 (-1.07%) | $330,875 (-) Land $161,017 Building $169,858 | |
| 2022 | $22,766.00 | $330,875 Land $161,017 Building $169,858 | |
| 2021 | $945,360 Land $460,050 Building $485,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 529 E Water St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 576.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 529 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDUSKY CITY serves 25,793 people · EPA ID OH2201411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| Omni Fiber Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Amplex Wireless, Watch TV.
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