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529 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 529 E Harding St, Orlando, FL 32806

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,393 sqft · built 1970
Lot Size0.162 acres (7,068 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Oct 2023)
Tax Bill$7,389 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-23-29-4548-00-660

Property Details

APN / Parcel Number

Primary APN01-23-29-4548-00-660
Alternative APNs
  • 292301454800660
  • 385246
  • 390529
  • 394984

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,393 sqft Living Area
Gross Area1,926 sqft
1st Floor Area1,032 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1975
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,068 sqft (0.162 acres)
PorchFlorida Room
Porch Area670 sqft
Utility Building224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address529 E HARDING ST
CityORLANDO
StateFL
Zip32806-4031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1/T
Legal DescriptionLAKE LANCASTER PLACE G/108 LOT 66
Legal Range29E
Legal Township23S
Legal Section01
Legal SubdivisionLAKE LANCASTER PLACE
Legal Tract4548
Legal Lot Number66
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group3
Census Block3016
Census Tract11300

Owner

Source: Orange County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address529 E HARDING ST, ORLANDO, FL 32806-4031
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2023 · Amount on Record
Deed SaleOct 9, 2023 · Amount on Record
Deed Document Number2023581338
Prior Transfer DateFeb 28, 2005
Prior Transfer Doc0000288494
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 9, 2023
Property Address529 E HARDING ST, ORLANDO, FL 32806-4031
Document Number0000581338
Map ReferenceMB G PG 108
Instrument DateSep 27, 2023
Instrument20230581338
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address609 MACARTHUR DR, ORLANDO, FL 32839-1445

Transferred To (Grantee/Buyer)

NameVerified Name
Address529 E HARDING ST, ORLANDO, FL 32806-4031

Mortgage

Document Number0000581339
DateOct 9, 2023
Instrument20230581339
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$391,820 (-1.64%) Land $230,000 Building $161,820$391,820 (-1.64%) Land $230,000 Building $161,820
2025$7,389.00 (+7.09%)$398,360 (+18.18%) Land $230,000 Building $168,360$398,360 (+18.18%) Land $230,000 Building $168,360
2024$6,900.00 (+11.78%)
2023$6,173.00 (+8.09%)$337,083 (+6.18%) Land $205,000 Building $132,083$337,083 (+6.18%) Land $205,000 Building $132,083
2022$5,711.00$317,459 Land $205,000 Building $112,459$317,459 Land $205,000 Building $112,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims7 (2000–2024)
Claims Outside the SFHA4 of 7
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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