529 E 2nd St, Franklin, OH 45005 Property Records

Warren County property record for 529 E 2nd St, Franklin, OH 45005

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8 bd · 2 ba · 2,260 sqft · built 1900
Lot Size	3.34 acres (145,578 sqft)
Owner	Company Name on Record
Last Sale	$2,500,000 (Feb 2023)
Tax Bill	$32,358 (2025)
Deeds & Mortgages	Jan 2023 Sale & Construction Loan Mar 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-32-430-077-0`

Property Details

APN / Parcel Number

Primary APN	`04-32-430-077-0`
Alternative APNs	`4324300740` `432430077` `2125081`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,260 sqft Total Area
1st Floor Area	512 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Stucco
Foundation Type	Concrete
Lot Area	145,578 sqft (3.34 acres)
Utility Building	1,350 sqft
Total Buildings	11 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2125081
Street Address	529 E 2ND ST
City	FRANKLIN
State	OH
Zip	45005-1708
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	5 -2-32 3.3422 AC.
Legal Range	05
Legal Township	02
Legal Section	32
Legal Block	430
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2011
Census Tract	32501

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10301 WAYZATA BLVD, MINNETONKA, MN 55305-1552
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Limited Warranty Deed, Construction Loan · Construction Mortgage BRIDGEWATER BANK
Mar 3, 2021	Warranty Deed, Transfer · Line of Credit LINKBANK
Jul 16, 2018	Loan Modification, Mortgage LIVE OAK BKG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	2023-001383
Prior Transfer Date	Jan 24, 2023
Prior Transfer Doc	2023-001383
Record Updated	Jun 8, 2026

January 2023: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jan 24, 2023
Property Address	529 E 2ND ST, FRANKLIN, OH 45005-1708
Document Number	0000001383
Instrument Date	Jan 16, 2023
Instrument	2023-001383
Transaction Type	Construction Loan
Record Updated	May 14, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3028 SPOOKY NOOK RD, MANHEIM, PA 17545-9148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10301 WAYNZATA BOULEVARD, MINNETONKA, MN 55305-1552

Mortgage

Document Number	0000001384
Date	Jan 24, 2023
Instrument	2023-001384

Lender

Name	BRIDGEWATER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Mar 3, 2021
Property Address	529 E 2ND ST, FRANKLIN, OH 45005-1708
Document Number	0000009714
Instrument Date	Feb 25, 2021
Instrument	2021-009714
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	KINGDOM TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3028 SPOOKY NOOK RD, MANHEIM, PA 17545-9148

Mortgage

Document Number	0000009715
Date	Mar 3, 2021
Instrument	2021-009715

Lender

Name	LINKBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN OH
Property Address	529 E 2ND ST, FRANKLIN, OH 45005-1708
Document Number	0000024832
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	529 E 2ND ST FRANKLIN OH 450051708, FRANKLIN, OH 45005-1708

Mortgage

Document Number	0000024832
Date	Aug 29, 2018
Instrument	24832

Lender

Name	LIVE OAK BKG
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,358.00 (+10.21%)	$522,186 (+10.12%) Land $257,348 Building $264,838	$1,491,960 (+10.12%) Land $735,280 Building $756,680
2023	$29,360.00 (+164.46%)	$474,198 (+33.41%) Land $233,954 Building $240,244
2022	$11,102.00	$355,439 Land $175,466 Building $179,974	$1,354,850 (+33.41%) Land $668,440 Building $686,410
2021			$1,015,540 Land $501,330 Building $514,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, AT&T, Verizon.

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