529 E 116th St, Carmel, IN 46032 Property Records

Hamilton County property record for 529 E 116th St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,699 sqft · built 1970
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,569 (2024)
Deeds & Mortgages	Aug 2023 Transfer May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-02-202-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-02-202-007.000-018`
Alternative APN	`1713020202007000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,699 sqft Living Area
Gross Area	4,456 sqft
1st Floor Area	2,868 sqft
Basement Area	1,060 sqft
Finished Basement	831 sqft
Unfinished Basement	229 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1976
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	529 E 116TH ST
City	CARMEL
State	IN
Zip	46032-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 2, TOWNSHIP 17, RANGE 3, NORTHERN HEIGHTS, LOT 13
Legal Range	03
Legal Township	17
Legal Section	02
Legal Subdivision	NORTHERN HEIGHTS
Legal Lot Number	13
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	111006

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	529 E 116TH ST, CARMEL, IN 46032-4506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Intrafamily Transfer, Transfer
May 11, 2018	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2010
Deed Sale	Jun 3, 2010
Prior Sale	Dec 10, 2008 · Amount on Record
Deed Document Number	201024506
Last Transfer Date	Aug 25, 2023
Transfer Doc	0000032807
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Aug 28, 2023
Property Address	529 E 116TH ST, CARMEL, IN 46032-4506
Document Number	0000032807
Map Reference	MB 2 PG 29
Instrument Date	Aug 25, 2023
Instrument	2023032807
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	529 E 116TH ST, CARMEL, IN 46032-4506

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	529 E 116TH ST, CARMEL, IN 46032-4506
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018020184
Date	May 11, 2018
Instrument	2018020184

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 23, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$372,300 (+12.44%) Land $76,900 Building $295,400	$372,300 (+12.44%) Land $76,900 Building $295,400
2024	$3,569.00 (+4.02%)	$331,100 (-) Land $76,900 Building $254,200	$331,100 (-) Land $76,900 Building $254,200
2023	$3,431.00 (+59.8%) Homeowner's exemption	$331,100 (-10.03%) Land $76,900 Building $254,200	$331,100 (-10.03%) Land $76,900 Building $254,200
2022	$2,147.00 (-44.35%) Homeowner's exemption	$368,000 Land $56,600 Building $311,400	$368,000 Land $56,600 Building $311,400
2021	$3,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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