Monroe County property record for 529 Covington Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2021 |
| Square Footage | 2,520 sqft Living Area |
| Lot Size | 31,363 sqft (0.72 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $550,000 (2021) |
| Tax Bill | $11,609.00 (2024) |
Source: Monroe County records · APN 08-19-133-043-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 529 COVINGTON DR, WATERLOO, IL 62298-3296 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Sep 30, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Mar 25, 2021 | Warranty Deed, Transfer · Commercial Mortgage BUSEY BANK |
| Oct 09, 2020 | Grant Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Oct 09, 2020 · Amount on Record |
| Deed Doc Number | 2021419954 |
| Last Transfer Date | Apr 11, 2025 |
| Transfer Doc | 0000437316 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 529 COVINGTON DR, WATERLOO, IL 62298-3296 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000407304 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 407304 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 30, 2021 |
| Property Address | 529 COVINGTON DR, WATERLOO, IL 62298-3296 |
| Document Number | 0000419954 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 419954 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 529 COVINGTON DR, WATERLOO, IL 62298-3296 |
| Document Number | 0000419955 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 419955 |
| Name | DELMAR FINANCIAL CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 25, 2021 |
| Property Address | 529 COVINGTON DR, WATERLOO, IL 62298-3296 |
| Document Number | 0000415846 |
| Map Reference | DOC 291074 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 415846 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 136 WILLIAMSBURG LN, WATERLOO, IL 62298-2000 |
| Name | Verified Name |
|---|---|
| Address | 136 WILLIAMSBURG LN, WATERLOO, IL 62298-2000 |
| Investor | Possibly a Property Investor |
| Document Number | 0000415847 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 415847 |
| Name | BUSEY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 09, 2020 |
| Property Address | 529 COVINGTON DR, WATERLOO, IL 62298-3296 |
| Document Number | 0000411618 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 411618 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Tax | $111.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 136 WILLIAMSBURG LN WATERLOO IL 622982000, WATERLOO, IL 62298-2000 |
| Investor | Possibly a Property Investor |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203,970 (+32.94%) Land $24,990 Building $178,980 | $611,910 (+32.94%) Land $74,970 Building $536,940 | |
| 2024 | $11,609.00 | ||
| 2022 | Additional exemption filed | $153,430 Land $21,120 Building $132,310 | $460,290 Land $63,360 Building $396,930 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 21% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-19-133-043-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Building Area | 2,520 sqft Living Area |
| 1st Floor | 2,520 sqft 1st Floor |
| Basement Area | 2,520 sqft Basement |
| Unfinished Basement | 2,520 sqft Unfinished |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 31,363 sqft (0.72 acres) |
| Cooling System | Central Cooling |
|---|
| Street Address | 529 COVINGTON DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3296 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 43 REMLOK PHASE 2 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | REMLOK |
| Legal Lot Number | 43 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 4 |
| Census Block | 4039 |
| Census Tract | 600401 |
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