Clay County property record for 529 Cody Dr, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,606 sqft · built 1973 |
| Lot Size | 0.236 acres (10,323 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jan 2020) |
| Tax Bill | $2,078 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-25-012798-000-00 |
| Primary APN | 12-04-25-012798-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,606 sqft Heated Area |
| Gross Area | 2,529 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,323 sqft (0.236 acres) |
| Lot Dimensions | 115 ft deep x 90 ft wide |
| Garage Area | 475 sqft |
| Pool Area | 666 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 448 sqft |
| Storage Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 529 CODY DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-5754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 15 BLK 5 BELLAIR WEST AS REC O R 4270 PG 406 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 12 |
| Legal Subdivision | BELLAIR WEST |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30305 |
Source: Clay County records · APN 12-04-25-012798-000-00
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 529 CODY DR, ORANGE PARK, FL 32073-5754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 16, 2020 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2020 · Amount on Record |
| Deed Sale | Jan 16, 2020 · Amount on Record |
| Prior Sale | Jan 10, 2003 · Amount on Record |
| Deed Document Number | 2020002781 |
| Deed Book / Page | 4270 / 0406 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 529 CODY DR, ORANGE PARK, FL 32073-5754 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 529 CODY DR, ORANGE PARK, FL 32073-5754 |
| Document Number | 0045340578 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 4534/578 |
| Instrument | 2021071700 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 16, 2020 |
| Property Address | 529 CODY DR, ORANGE PARK, FL 32073-5754 |
| Document Number | 0042700406 |
| Book / Page | 004270 / 000406 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 2781 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 529 CODY DR ORANGE PARK FL 320735754, ORANGE PARK, FL 32073-5754 |
| Document Number | 42700408 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 004270/000408 |
| Instrument | 2782 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2050 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,078.00 (-7.73%) Homeowner's exemption | $176,426 (+5.99%) | $237,025 (+7.76%) Land $35,000 Building $202,025 |
| 2023 | $2,252.00 (+8.84%) Homeowner's exemption | $166,461 (+3%) | $219,951 (+13.36%) Land $35,000 Building $184,951 |
| 2022 | $2,069.00 Homeowner's exemption | $161,613 | $194,030 Land $20,000 Building $174,030 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), as of July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190303052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 9 (2012–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 367 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2100741, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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