529 Cedar St, Winnetka, IL 60093 Property Records

Cook County property record for 529 Cedar St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,307 sqft · built 1914
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$2,550,000 (Apr 2026)
Tax Bill	$43,511 (2023)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-21-111-001`

Property Details

APN / Parcel Number

Primary APN	`05-21-111-001`
Alternative APN	`05-21-111-001-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,307 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1915
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	529 CEDAR ST
City	WINNETKA
State	IL
Zip	60093-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEONARD H (ROACHS) SUB OF PT OF BLK22 IN WINNETKA SUB OF NE SEC20 & NH SEC21 NH SEC 21-42-13
Legal Range	13E
Legal Township	42N
Legal Section	21
Legal Subdivision	ROACHS SUB
Legal Block	22
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2018
Census Tract	800400

Owner

529 Cedar St is owned by two individuals who bought it in April 2026.

Source: Cook County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3279 E BRECKENRIDGE LN, BLOOMFIELD HILLS, MI 48301-4149
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Aug 6, 2003 · Amount on File
Deed Document Number	20262292
Prior Transfer Date	Feb 24, 2004
Prior Transfer Doc	0000044135
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Apr 23, 2026
Property Address	529 CEDAR ST, WINNETKA, IL 60093-2609
Document Number	0000002292
Instrument Date	Apr 20, 2026
Instrument	20262292
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3279 E BRECKENRIDGE LN, BLOOMFIELD HILLS, MI 48301-4149

Mortgage

Document Number	0000000022,
Date	Apr 23, 2026
Instrument	2026113202611322

Lender

Name	CITIBANK NYS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,000 Land $36,450 Building $209,550	$2,460,000 Land $364,500 Building $2,095,500
2023	$43,511.00 (+6.28%)
2022	$40,940.00 Homeowner's exemption	$191,000 Land $44,550 Building $146,450	$1,910,000 Land $445,500 Building $1,464,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 529 Cedar St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 529 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20