529 Caroline St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 529 Caroline St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,442 sqft · built 1839
Lot Size	0.046 acres (2,004 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Feb 2025)
Tax Bill	$2,867 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Mortgage + 1 more
APN	`7789-23-2971`

Property Details

APN / Parcel Number

Primary APN	`7789-23-2971`
Alternative APNs	`0466` `466`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,442 sqft Living Area
1st Floor Area	834 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1839
Architectural Style	Georgian
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Flat
Roof Material	Metal
Lot Area	2,004 sqft (0.046 acres)
Garage Type	Built-in

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Patio Area	153 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	466
Old Parcel Number	0466
Street Address	529 CAROLINE ST
City	FREDERICKSBURG
State	VA
Zip	22401-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LT 17 17 BL 47-529
Legal Block	47
Legal Lot Number	17
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3034
Census Tract	100

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	619 JACKSON ST, FREDERICKSBURG, VA 22401-5718
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Sep 22, 2025	Deed of Trust, Mortgage RICHARD THOMPSON EPSP 401K
May 15, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	202500231
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	529 CAROLINE ST, FREDERICKSBURG, VA 22401-6013
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501752
Date	Sep 19, 2025
Instrument	202501752

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	8.37%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	529 CAROLINE ST, FREDERICKSBURG, VA 22401-6013
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501772
Date	Sep 22, 2025
Instrument	202501772

Lender

Name	RICHARD THOMPSON EPSP 401K
Type	Non-Lending Institution
Address	SPOTSYLVANIA, VA 22553

Agreement

Amount	Amount Recorded

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	May 15, 2017
Property Address	529 CAROLINE ST, FREDERICKSBURG, VA 22401-6013
Document Number	170001169
Instrument Date	May 8, 2017
Instrument	1169
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	621 COBBLESTONE BLVD #T7 FREDERICKSBURG VA 224016608, T7, FREDERICKSBURG, VA 22401-6608

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,867.00 (+15.09%)	$354,000 (+26.47%) Land $221,000 Building $133,000	$354,000 (+26.47%) Land $221,000 Building $133,000
2024	$2,491.00	$279,900 Land $170,800 Building $109,100	$279,900 Land $170,800 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	18 (1979–2024)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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