5289 Long Lake Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 5289 Long Lake Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	2,112 sqft · built 1990
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Jun 2020)
Tax Bill	$3,119 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-012-100-019-00`

Property Details

APN / Parcel Number

Primary APN	`140-012-100-019-00`

Interior

Building Area	2,112 sqft Building Perimeter

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	42,253 sqft (0.97 acres)

Location & Zoning

Street Address	5289 LONG LAKE RD
City	CHEBOYGAN
State	MI
Zip	49721-9159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT CEN 1/4 COR, SEC 12, T36N,R1W; TH N 82D 00M W ALG E-W 1/4 LI OF SD SEC 603.35FT; TH N 00D 12M W 386.55FT TO POB; TH N
Legal Range	01W
Legal Township	036
Legal Section	12
Legal Lot Number	5
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	ALOHA
Census Block Group	1
Census Block	1052
Census Tract	960401

Owner

5289 Long Lake Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5289 LONG LAKE RD, CHEBOYGAN, MI 49721-9159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS NATIONAL BANK
Jun 3, 2020	Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Feb 6, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on File
Deed Sale	Jun 3, 2020 · Amount on File
Prior Sale	Nov 4, 2005 · Amount on File
Deed Book / Page	1413 / 875
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	001378/486
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	5289 LONG LAKE RD, CHEBOYGAN, MI 49721-9159
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001392/310
Date	Aug 21, 2019
Book Page	1392/310

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	85 Months
Due	Sep 1, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jun 3, 2020
Property Address	5289 LONG LAKE RD, CHEBOYGAN, MI 49721-9159
Document Number	001413/875
Book / Page	1413 / 875
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5289 LONG LAKE RD, CHEBOYGAN, MI 49721-9159

Mortgage

Document Number	0001413878
Date	Jun 3, 2020
Instrument	1413/878

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 6, 2019
Property Address	5289 LONG LAKE RD, CHEBOYGAN, MI 49721-9159
Document Number	001378/486
Book / Page	1378 / 486
Instrument Date	Feb 5, 2019
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5289 LONG LAKE RD, CHEBOYGAN, MI 49721-9159
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5289 Long Lake Rd was $3,119 with a homeowner's exemption, up 2.8% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Aloha Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,900 (+18.75%)	$621,800 (+18.75%)
2025	$3,119.00 (+2.8%) Homeowner's exemption	$261,800	$523,600
2024	$3,034.00
2023		$165,500	$331,000
2022	$2,825.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5289 Long Lake Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5289 Long Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Long Lake Rd

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