5289 Enclave Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 5289 Enclave Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,550 sqft · built 1996
Lot Size	0.566 acres (24,651 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (May 2020)
Tax Bill	$11,954 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-1599-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-1599-3`
Alternative APNs	`03-28-16-25832-000-0020` `281603258320000020` `162803258320000020` `R21195`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	4,550 sqft Living Area
Gross Area	6,337 sqft
1st Floor Area	3,578 sqft
Upper Floors Area	972 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	24,651 sqft (0.566 acres)
Lot Dimensions	150 ft deep x 114 ft wide
View / Lot	Park
Garage Type	Attached
Garage Area	743 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,044 sqft
Deck Area	600 sqft
Patio Area	600 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R21195
Street Address	5289 ENCLAVE DR
City	OLDSMAR
State	FL
Zip	34677-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	ENCLAVE AT EAST LAKE WOODLANDS LOT 2
Legal Range	16E
Legal Township	28S
Legal Section	3
Legal Subdivision	ENCLAVE AT EAST LAKE
Legal Tract	25832
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	27325

Owner

5289 Enclave Dr is owned and occupied by an individual who bought it in May 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	5289 ENCLAVE DR, OLDSMAR, FL 34677-1962
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
May 1, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	Sep 2, 2004 · Amount on File
Deed Document Number	2020160138
Deed Book / Page	21012 / 2624
Prior Transfer Date	Aug 31, 2004
Prior Transfer Doc	0000396442
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 26, 2020
Property Address	5289 ENCLAVE DR, OLDSMAR, FL 34677-1962
Document Number	0210122624
Book / Page	21012 / 2624
Map Reference	MB 112 PG 26-28
Instrument Date	May 22, 2020
Instrument	2020160138
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 124, CRYSTAL BEACH, FL 34681-0124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5289 ENCLAVE DR, OLDSMAR, FL 34677-1962

Mortgage

Document Number	0210122626
Date	May 26, 2020
Instrument	21012/2626

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5289 ENCLAVE DR, OLDSMAR, FL 34677-1962
Document Number	0196322436
Book / Page	019632 / 002436
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5289 ENCLAVE DR OLDSMAR FL 346771962, OLDSMAR, FL 34677-1962

Mortgage

Document Number	0196322436
Date	May 17, 2017
Book Page	019632/002436
Instrument	154179

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 16, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5289 Enclave Dr was $11,954 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,954.00 Homeowner's exemption	$686,977	$1,051,734 Land $218,972 Building $832,762
2023	$11,159.00 (+2.56%) Homeowner's exemption	$648,171 (+3%)	$970,188 (+28.26%) Land $289,697 Building $680,491
2022	$10,880.00 Homeowner's exemption	$629,292	$756,412 Land $218,093 Building $538,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5289 Enclave Dr in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 209 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5289 Enclave Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 64% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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