St. Joseph County property record for 52885 Shellbark Ave, South Bend, IN 46628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,428 sqft · built 1945 |
| Lot Size | 1.79 acres (78,016 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,700 (Nov 2020) |
| Tax Bill | $3,180 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-03-22-451-042.000-008 |
| Primary APN | 71-03-22-451-042.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 2,670 sqft |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 714 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 78,016 sqft (1.79 acres) |
| Lot Dimensions | 400 ft deep x 195 ft wide |
| Garage Type | Attached |
| Garage Area | 1,059 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 52885 SHELLBARK AVE |
|---|---|
| City | SOUTH BEND |
| State | IN |
| Zip | 46628-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 86-87 LILAC ACRES PRO SEC 22 38 2E |
| Legal Range | 2E |
| Legal Township | 38 |
| Legal Section | 22 |
| Legal Subdivision | LILAC ACRES PRO |
| Legal Lot Number | 86-87 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | GERMAN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 11002 |
52885 Shellbark Ave is owned and occupied by an individual who bought it in November 2020.
Source: St. Joseph County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 52885 SHELLBARK AVE, SOUTH BEND, IN 46628-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Feb 20, 2024 | Deed of Trust, Mortgage HUD |
| Sep 29, 2022 | Deed of Trust, Mortgage HUD |
| Nov 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on File |
| Deed Sale | Nov 10, 2020 · Amount on File |
| Prior Sale | Oct 7, 2016 · Amount on File |
| Deed Document Number | 202035118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Aug 14, 2026 |
| Property Address | 52885 SHELLBARK AVE, SOUTH BEND, IN 46628-4001 |
| Document Number | 0000021698 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202621698 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 52885 SHELLBARK AVE, SOUTH BEND, IN 46628-4001 |
| Document Number | 0000021698, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 202621698 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 52885 SHELLBARK AVE, SOUTH BEND, IN 46628-4001 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002403606 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2403606 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 312 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 52885 SHELLBARK AVE, SOUTH BEND, IN 46628-4001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002228227 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2228227 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 336 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Nov 10, 2020 |
| Property Address | 52885 SHELLBARK AVE, SOUTH BEND, IN 46628-4001 |
| Document Number | 0002035118 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2035118 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | METROPOLITAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52885 SHELLBARK AVE, SOUTH BEND, IN 46628-4001 |
| Investor | Possibly a Property Investor |
| Document Number | 0002035119 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2035119 |
| Name | RUOFF MORTGAGE CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0002035120 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2035120 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Oct 30, 2023 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 52885 Shellbark Ave was $3,180 with a homeowner's exemption, down 6.5% from the year before.
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | German Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,180.00 (-6.53%) | $275,200 Land $149,900 Building $125,300 | $275,200 Land $149,900 Building $125,300 |
| 2024 | $3,402.00 (+0.06%) | ||
| 2023 | $3,400.00 (-4.04%) | $258,800 (-) Land $150,000 Building $108,800 | $258,800 (-) Land $150,000 Building $108,800 |
| 2022 | $3,543.00 | $258,800 Land $150,000 Building $108,800 | $258,800 Land $150,000 Building $108,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 52885 Shellbark Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 52885 Shellbark Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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