5288 Gum Tree Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 5288 Gum Tree Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2003
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Aug 2023)
Tax Bill	$1,413 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27428`

Property Details

APN / Parcel Number

Primary APN	`27428`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	61,855 sqft (1.42 acres)
Porch	Porch
Porch Area	135 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5288 GUM TREE LN
City	GLOUCESTER
State	VA
Zip	23061-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	ARK PARCEL A1
Legal Subdivision	PLAT: PDB336 151
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1025
Census Tract	100101

Owner

5288 Gum Tree Ln is owned and occupied by two individuals who bought it in August 2023.

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5288 GUM TREE LN, GLOUCESTER, VA 23061-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 23, 2018	Warranty Deed, Transfer · FHA Mortgage TIDEWATER HOME FUNDING LLC
Oct 23, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on File
Deed Sale	Aug 29, 2023 · Amount on File
Prior Sale	Oct 23, 2018 · Amount on File
Deed Document Number	20233336
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0000004657
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 29, 2023
Property Address	5288 GUM TREE LN, GLOUCESTER, VA 23061-2903
Document Number	0230003336
Instrument Date	Aug 24, 2023
Instrument	230003336
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, THE CLOSING SHOP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 GUM TREE LN, GLOUCESTER, VA 23061

Mortgage

Document Number	0230003337
Date	Aug 29, 2023
Instrument	230003337

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 23, 2018
Property Address	5288 GUM TREE LN, GLOUCESTER, VA 23061-2903
Document Number	0180004658
Instrument Date	Oct 16, 2018
Instrument	180004658
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5288 GUM TREE LN, GLOUCESTER, VA 23061-2903

Mortgage

Document Number	0180004660
Date	Oct 23, 2018
Instrument	180004660

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 23, 2018
Property Address	5288 GUM TREE LN, GLOUCESTER, VA 23061-2903
Document Number	0180004657
Instrument Date	Oct 15, 2018
Instrument	180004657
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5288 GUM TREE LN, GLOUCESTER, VA 23061-2903

Tax Assessment & Valuation

The 2026 property tax bill for 5288 Gum Tree Ln was $1,413, up 17% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,413.00 (+16.97%)	$242,400 (+23.16%) Land $48,170 Building $194,230	$242,400 (+23.16%) Land $48,170 Building $194,230
2025	$1,208.00 (+5.32%)	$196,820 (-) Land $48,170 Building $148,650	$196,820 (-) Land $48,170 Building $148,650
2024	$1,147.00 (+4.08%)	$196,820 (+4.12%) Land $48,170 Building $148,650	$196,820 (+4.12%) Land $48,170 Building $148,650
2023	$1,102.00 (+3.38%)	$189,040 (+28.45%) Land $48,170 Building $140,870	$189,040 (+28.45%) Land $48,170 Building $140,870
2022	$1,066.00	$147,170 Land $42,430 Building $104,740	$147,170 Land $42,430 Building $104,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5288 Gum Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5288 Gum Tree Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gum Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures