5287 Windward Ln, Celina, OH 45822 Property Records

Mercer County property record for 5287 Windward Ln, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 990 sqft · built 2020
Lot Size0.091 acres (4,004 sqft)
Owner2 Individual Names on Record
Last Sale$174,914 (Jan 2021)
Tax Bill$2,964 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-033000.5600

Property Details

APN / Parcel Number

Primary APN09-033000.5600
Alternative APN
  • 09-20-282-034

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area990 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area4,004 sqft (0.091 acres)
Lot Dimensions77 ft deep x 52 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5287 WINDWARD LN
CityCELINA
StateOH
Zip45822-4500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH POINTE SUBDIVISION THIRD ADD LOT#: 56
Legal SubdivisionSOUTH POINTE SUBDIVISION
Legal Lot Number56
JurisdictionMERCER OH
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2020
Census Tract967800

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5287 WINDWARD LN, CELINA, OH 45822-4500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2026Deed of Trust, Mortgage · Commercial Mortgage
THE PEOPLES BANK CO
Dec 22, 2022Intrafamily Transfer, Transfer
Jan 26, 2021Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage
DYNAMIC FCU
Sep 14, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2021 · Amount on Record
Deed SaleJan 26, 2021 · Amount on Record
Prior SaleSep 14, 2020 · Amount on Record
Deed Document Number2021547
Last Transfer DateNov 28, 2022
Transfer Doc0000005958
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5287 WINDWARD LN, CELINA, OH 45822-4500
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202600000947
DateMar 2, 2026
Instrument202600000947
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOLDWATER, OH 45828
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 25, 2041

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER OH
Recording DateDec 22, 2022
Property Address5287 WINDWARD LN, CELINA, OH 45822-4500
Document Number202200005958
Map ReferenceVOL 190 PG 1026
Instrument DateNov 28, 2022
Instrument202200005958
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5287 WINDWARD LN, CELINA, OH 45822-4500

January 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJan 26, 2021
Property Address5287 WINDWARD LN, CELINA, OH 45822-4500
Document Number202100000547
Map ReferenceCAB 3 PG 97
Instrument DateJan 25, 2021
Instrument202100000547
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5287 WINDWARD LN, CELINA, OH 45822-4500

Mortgage

Document Number202100000548
DateJan 26, 2021
Instrument202100000548
Lender
NameDYNAMIC FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateSep 14, 2020
Property Address5287 WINDWARD LN, CELINA, OH 45822-4500
Document Number202000005795
Map ReferenceCAB 3 PG 97
Instrument DateSep 14, 2020
Instrument202000005795
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address335 GODFREY AVE, CELINA, OH 45822-2119

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionFranklin Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,964.00$65,420 (-) Land $5,780 Building $59,640
2024$2,964.00 (+9.09%)$65,420 (-) Land $5,780 Building $59,640
2023$2,717.00 (+23.44%)$65,420 (+42.78%) Land $5,780 Building $59,640$186,900 (+42.78%) Land $16,500 Building $170,400
2022$2,201.00$45,820 Land $5,250 Building $40,570
2020$130,900 Land $15,000 Building $115,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims33 (1992–2019)
Claims Outside the SFHA15 of 33
Most Recent ClaimJun 2019 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims
  • Severe Storms And Flooding, Jul 2003 · 3 claims
  • Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND LAKE ESTATES
private · serves 103 people · EPA ID OH5400312
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2026
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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