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5287 Lydia Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 5287 Lydia Ct, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,253 sqft · built 1986
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$194,900 (Jan 2016)
Tax Bill$2,553 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5230-1586-0080

Property Details

APN / Parcel Number

Primary APNR32-323-17-5230-1586-0080
Alternative APNs
  • 00635423
  • 635423

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,253 sqft Living Area
1st Floor Area2,253 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchPorch
Porch Area1,236 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00635423
Street Address5287 LYDIA CT
CitySPRING HILL
StateFL
Zip34608-2631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 23 BLK 1586 LOT 8
Legal Range17E
Legal Township23S
Legal Section01
Legal SubdivisionSPRING HILL UNIT 23
Legal Block1586
Legal Lot Number8
Legal Unit23
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2010
Census Tract41201

Owner

5287 Lydia Ct is owned and occupied by two individuals who bought it in January 2016.

Source: Hernando County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address5287 LYDIA CT, SPRING HILL, FL 34608-2631
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2016 · Amount on File
Deed SaleJan 19, 2016 · Amount on File
Prior SaleDec 17, 2008 · Amount on File
Deed Document Number2016003646
Deed Book / Page3326 / 0630
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address5287 LYDIA CT, SPRING HILL, FL 34608-2631
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5287 LYDIA CT, SPRING HILL, FL 34608-2631

Mortgage

Document Number0039301488
DateDec 28, 2020
Book Page3930/1488
Instrument2020081036
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term301 Months
DueJan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 5287 Lydia Ct was $2,553 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,553.00 Additional exemption filed$223,318$373,235 Land $37,050 Building $336,185
2023$210,703 (+3%) Land $210,703
2022$2,523.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$204,566$396,425 Land $35,625 Building $360,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5287 Lydia Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5287 Lydia Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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