5286 N Fail Rd, La Porte, IN 46350 Property Records

LaPorte County property record for 5286 N Fail Rd, La Porte, IN 46350

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2008
Lot Size	6.53 acres (284,708 sqft)
Owner	Individual Name on Record
Tax Bill	$2,630 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-07-06-400-109.000-052`

Property Details

APN / Parcel Number

Primary APN	`46-07-06-400-109.000-052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Basement Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	284,708 sqft (6.53 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460706400109000052
Street Address	5286 N FAIL RD
City	LA PORTE
State	IN
Zip	46350-8827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32-07-06-400-109 PCE S SD S1/2 NE1/4 SE1/4 S6 T37 R2 6.536 AC
Legal Range	02
Legal Township	37
Legal Section	06
Legal Subdivision	PCE S SD
Jurisdiction	LA PORTE IN
Township / Civil Division	KANKAKEE
Census Block Group	2
Census Block	2042
Census Tract	41700

Owner

Source: LaPorte County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5286 N FAIL RD, LA PORTE, IN 46350-8827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit HORIZON BANK NA
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2007
Deed Sale	Oct 15, 2007
Deed Document Number	2007R-18297
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PORTE IN
Property Address	5286 N FAIL RD, LA PORTE, IN 46350-8827
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R11604
Date	Oct 23, 2025
Instrument	2025R-11604

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 29, 2050

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PORTE IN
Property Address	5286 N FAIL RD, LA PORTE, IN 46350-8827
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R00290
Date	Jan 6, 2022
Instrument	2022R-00290

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaPorte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	LaPorte County
County Subdivision	Kankakee Township
Unified School District	New Prairie United School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$233,700 (+0.78%) Land $60,900 Building $172,800	$233,700 (+0.78%) Land $60,900 Building $172,800
2024	$2,630.00 (+3.71%)	$231,900 (+6.28%) Land $60,900 Building $171,000	$231,900 (+6.28%) Land $60,900 Building $171,000
2023	$2,536.00 (-1.97%)	$218,200 (+2.2%) Land $60,900 Building $157,300	$218,200 (+2.2%) Land $60,900 Building $157,300
2022	$2,587.00 Homeowner's exemption	$213,500 Land $60,900 Building $152,600	$213,500 Land $60,900 Building $152,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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