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5286 FM 446, Victoria, TX 77905 Property Records

Victoria County property record for 5286 FM 446, Victoria, TX 77905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,330 sqft · built 2002
Lot Size7.2 acres (313,632 sqft)
Owner2 Individual Names on File
Last Sale$429,590 (Dec 2024)
Tax Bill$5,261 (2025)
Deeds & MortgagesDec 2024 Sale & Construction Loan
Apr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN00320-000-45521

Property Details

APN / Parcel Number

Primary APN00320-000-45521
Alternative APNs
  • R90009
  • 90009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,330 sqft Living Area
1st Floor Area1,330 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof MaterialConcrete
Lot Area313,632 sqft (7.2 acres)
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area252 sqft
Utility Building336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5286 FM 446
CityVICTORIA
StateTX
Zip77905-4279
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description00320 P GALLARDO ABST 32 TRACT 97, ACRES 7.2
Legal SubdivisionP GALLARDO ABST 32
Legal Tract97
Legal Block1
JurisdictionVICTORIA TX
Township / Civil DivisionVICTORIA WEST
Census Block Group1
Census Block1003
Census Tract1300

Owner

5286 FM 446 is owned and occupied by two individuals who bought it in December 2024.

Source: Victoria County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5286 FM 446, VICTORIA, TX 77905-4279
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2024Vendor's Lien, Transfer · Construction Mortgage
THE FIRST STATE BANK
Apr 15, 2024Deed of Trust, Mortgage · Line of Credit
TRUSTTEXAS BANK SSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2024 · Amount on File
Deed SaleDec 18, 2024 · Amount on File
Deed Document Number202410765
Record UpdatedSep 20, 2026

December 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionVICTORIA TX
Recording DateDec 18, 2024
Property Address5286 FM 446, VICTORIA, TX 77905-4279
Document Number0202410765
Map ReferenceVOL 57 PG 544-545
Instrument DateDec 18, 2024
Instrument202410765
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyCAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5286 FM 446, VICTORIA, TX 77905-4279

Mortgage

Document Number0202410766
DateDec 18, 2024
Instrument202410766
Lender
NameTHE FIRST STATE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term120 Months
DueDec 18, 2034

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVICTORIA TX
Property Address5286 FM 446, VICTORIA, TX 77905-4279
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202403285
DateApr 15, 2024
Instrument202403285
Lender
NameTRUSTTEXAS BANK SSB
TypeBank
Address121 E COURTHOUSE ST, CUERO, TX 77954
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMay 1, 2054
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5286 FM 446 was $5,261, up 95.6% from the year before.

Source: Victoria County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyVictoria County
Unified School DistrictVictoria Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,261.00 (+95.65%)$374,300 Land $168,230 Building $206,070$374,300 Land $168,230 Building $206,070
2024$2,689.00 (+26.36%)
2023$2,128.00$298,200 Land $93,830 Building $204,370$298,200 Land $93,830 Building $204,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5286 FM 446 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1992–1995)
Most Recent ClaimOct 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5286 FM 446 is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 67% of Texas
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TISD
Fixed Wireless		400 / 100
Rise Broadband
Fixed Wireless		25 / 5

May also be available: AT&T, Gtek Communications, Nextlink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 446

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