5286 Aqua Dr, Celina, OH 45822 Property Records

Mercer County property record for 5286 Aqua Dr, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,803 sqft · built 2003
Lot Size	0.259 acres (11,286 sqft)
Owner	2 Individual Names on File
Last Sale	$268,500 (Sep 2003)
Tax Bill	$4,850 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-063400.0126`

Property Details

APN / Parcel Number

Primary APN	`09-063400.0126`
Alternative APN	`09-21-277-026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,803 sqft Living Area
Basement Area	1,803 sqft
Finished Basement	1,803 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	11,286 sqft (0.259 acres)
Lot Dimensions	114 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5286 AQUA DR
City	CELINA
State	OH
Zip	45822-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AQUA VIEW ESTATES PLATTED 11/99 LOT#: 26
Legal Subdivision	AQUA VIEW ESTATES
Legal Lot Number	26
Jurisdiction	MERCER OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2023
Census Tract	967800

Owner

5286 Aqua Dr is owned and occupied by two individuals who bought it in September 2003.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5286 AQUA DR, CELINA, OH 45822-7121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2003 · Amount on File
Deed Sale	Sep 5, 2003 · Amount on File
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	5286 AQUA DR, CELINA, OH 45822-7121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003200
Date	Jun 10, 2020
Instrument	202000003200

Lender

Name	DYNAMIC FCU
Type	Credit Union
Address	CELINA, OH 45822

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5286 Aqua Dr was $4,850.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Franklin Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,850.00	$119,150 Land $18,100 Building $101,050
2023	$4,839.00 (+17%)	$119,150 (+35.35%) Land $18,100 Building $101,050	$340,400 Land $51,700 Building $288,700
2022	$4,136.00	$88,030 Land $13,930 Building $74,100
2020			$251,500 Land $39,800 Building $211,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5286 Aqua Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	33 (1992–2019)
Claims Outside the SFHA	15 of 33
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims Severe Storms And Flooding, Jul 2003 · 3 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5286 Aqua Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20