5286 Allison Dr, Troy, MI 48085 Property Records

Oakland County property record for 5286 Allison Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,243 sqft · built 1985
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Tax Bill$4,425 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-11-404-005

Property Details

APN / Parcel Number

Primary APN88-20-11-404-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,243 sqft Living Area
1st Floor Area1,173 sqft
Basement Area1,173 sqft
Unfinished Basement1,173 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions114 ft deep x 82 ft wide
Garage Area430 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5286 ALLISON DR
CityTROY
StateMI
Zip48085-3460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 11 CANTERBURY LANE SUB LOT 26
Legal Range11E
Legal Township2N
Legal Section11
Legal SubdivisionCANTERBURY LANE SUB
Legal Lot Number26
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1004
Census Tract196100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5286 ALLISON DR, TROY, MI 48085-3460
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Oct 20, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 27, 2024
Transfer Doc0000109879
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5286 ALLISON DR, TROY, MI 48085-3460
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5286 ALLISON DR, TROY, MI 48085-3460

Mortgage

Document Number0000117881
DateSep 19, 2025
Book Page60541/1
Instrument117881
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 6, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5286 ALLISON DR, TROY, MI 48085-3460
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5286 ALLISON DR, TROY, MI 48085-3460

Mortgage

Document Number0000261535
DateNov 22, 2021
Book Page57103/542
Instrument261535
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5286 ALLISON DR, TROY, MI 48085-3460
Document Number0000011847
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5286 ALLISON DR TROY MI 480853460, TROY, MI 48085-3460

Mortgage

Document Number0000011847
DateJan 16, 2020
Book Page053719/000044
Instrument11847
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 15, 2040

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5286 ALLISON DR, TROY, MI 48085-3460
Document Number0000178772
Instrument DateOct 20, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5286 ALLISON DR TROY MI 480853460, TROY, MI 48085-3460

Mortgage

Document Number0000178772
DateNov 1, 2018
Book Page052321/000794
Instrument178772
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 31, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,425.00 (-3.85%)
2023$371,740
2022$4,602.00$185,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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