5285 Summer Cir, Imperial, MO 63052 Property Records

Jefferson County property record for 5285 Summer Cir, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,250 sqft · built 1997
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$312,300 (Aug 2021)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`09-4.0-18.0-0-000-001.59`

Property Details

APN / Parcel Number

Primary APN	`09-4.0-18.0-0-000-001.59`
Alternative APN	`0940180 00159`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,250 sqft Living Area
Gross Area	1,994 sqft
1st Floor Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	744 sqft
Porch	Open Frame Porch
Porch Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5285 SUMMER CIR
City	IMPERIAL
State	MO
Zip	63052-2184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	SUMMERFIELD PARKSIDE ESTS 2 LOT 59
Legal Range	6E
Legal Township	42N
Legal Section	18
Legal Subdivision	SUMMERFIELD PARKSIDE ESTS 2
Legal Block	3
Legal Lot Number	59
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	3
Census Block	3012
Census Tract	700120

Owner

5285 Summer Cir is owned and occupied by two individuals who bought it in August 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5285 SUMMER CIR, IMPERIAL, MO 63052-2184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 9, 2020	Warranty Deed, Transfer SUPERIOR MTG SOLUTIONS
Nov 22, 2019	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Dec 9, 2020 · Amount on File
Deed Document Number	202134335
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 6, 2021
Property Address	5285 SUMMER CIR, IMPERIAL, MO 63052-2184
Document Number	0000034335
Instrument Date	Aug 4, 2021
Instrument	2021R-034335
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4354 BRISTOL BND, HIGH RIDGE, MO 63049-3235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 SUMMER CIR, IMPERIAL, MO 63052-2184

Mortgage

Document Number	0000034336
Date	Aug 6, 2021
Instrument	2021R-034336

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 9, 2020
Property Address	5285 SUMMER CIR, IMPERIAL, MO 63052-2184
Document Number	0000047588
Instrument Date	Dec 4, 2020
Instrument	47588
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5285 SUMMER CIR EUREKA MO 63025, EUREKA, MO 63025

Mortgage

Document Number	47589
Date	Dec 9, 2020
Instrument	47589

Lender

Name	SUPERIOR MTG SOLUTIONS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63126

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 8, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	5285 SUMMER CIR, IMPERIAL, MO 63052-2184
Document Number	0000038201
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5285 SUMMER CIR IMPERIAL MO 630522184, IMPERIAL, MO 63052-2184

Mortgage

Document Number	0000038201
Date	Dec 5, 2019
Instrument	38201

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5285 Summer Cir was $3,496, up 6.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Windsor C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,800 (-) Land $4,800 Building $42,000	$246,300 (-) Land $25,300 Building $221,000
2025	$3,496.00 (+6.26%)	$46,800 Land $4,800 Building $42,000	$246,300 (-) Land $25,300 Building $221,000
2024	$3,290.00 (+0.61%)		$246,300 (+8.79%) Land $25,300 Building $221,000
2023	$3,270.00	$43,000 Land $4,800 Building $38,200	$226,400 Land $25,300 Building $201,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5285 Summer Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2008–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5285 Summer Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer Cir

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