5285 Rte F, Anderson, MO 64831 Property Records

McDonald County property record for 5285 Rte F, Anderson, MO 64831

Property Summary

Property Type	Single Family Home
Details	1,548 sqft · built 2023
Lot Size	4.75 acres (206,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,428 (Oct 2025)
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-9.0-32-000-000-004.001`

Property Details

APN / Parcel Number

Primary APN	`05-9.0-32-000-000-004.001`

Interior

Building Area	1,548 sqft Adjusted Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Roof Material	Metal
Lot Area	206,910 sqft (4.75 acres)
Garage Area	464 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5285 ROUTE F
City	ANDERSON
State	MO
Zip	64831-8505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE SE1/4 OF THE NW1/4 COMM AT 5/8 CAPPED REBAR '2163' BEING W 1/4 COR THENCE S
Legal Range	33W
Legal Township	23N
Legal Section	32
Jurisdiction	MCDONALD MO
Township / Civil Division	MCMILLEN COY
Census Block Group	3
Census Block	3002
Census Tract	70200

Owner

Source: McDonald County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 CHOATE PLACE CIRCK, PEA RIDGE, AR 72751
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit THE COMMERCE BANK
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Oct 1, 2025	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 26, 2024	Warranty Deed, Transfer · Conventional Mortgage MIDWEST MORTGAGE ASSOCIATES CORP
Sep 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Jun 26, 2024 · Amount on Record
Deed Document Number	20252995
Deed Book / Page	2025 / 2830
Prior Transfer Date	Jun 25, 2024
Prior Transfer Doc	02024/1590
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	5285 ROUTE F, ANDERSON, MO 64831-8505
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 ROUTE F, ANDERSON, MO 64831-8505

Mortgage

Document Number	02022/3503
Date	Nov 9, 2022
Book Page	2022/3503

Lender

Name	THE COMMERCE BANK
Type	Bank
Address	SOUTH WEST CITY, MO 64863

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	5285 ROUTE F, ANDERSON, MO 64831-8505
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 ROUTE F, ANDERSON, MO 64831-8505

Mortgage

Document Number	02023/1682
Date	Jul 19, 2023
Book Page	2023/1682
Instrument	202301846

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Margin	3
Max Rate	11.6%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONALD MO
Recording Date	Oct 1, 2025
Property Address	5285 ROUTE F, ANDERSON, MO 64831-8505
Document Number	02025/2830
Book / Page	2025 / 2830
Instrument Date	Sep 26, 2025
Instrument	202502995
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 CHOATE PLACE CIR, PEA RIDGE, AR 72751-2948

Mortgage

Document Number	0202502996
Date	Oct 1, 2025
Instrument	202502996

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONALD MO
Recording Date	Jun 26, 2024
Property Address	5285 ROUTE F, ANDERSON, MO 64831-8505
Document Number	02024/1590
Book / Page	2024 / 1590
Instrument Date	Jun 21, 2024
Instrument	202401716
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	WACO TITLE COMPANY PINEVILLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 ROUTE F, ANDERSON, MO 64831-8505

Mortgage

Document Number	0202401717
Date	Jun 26, 2024
Instrument	202401717

Lender

Name	MIDWEST MORTGAGE ASSOCIATES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONALD MO
Recording Date	Sep 8, 2022
Property Address	5285 ROUTE F, ANDERSON, MO 64831-8505
Document Number	02022/2811
Book / Page	2022 / 2811
Instrument Date	Sep 5, 2022
Instrument	2022-00002971
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 RT E, ANDERSON, MO 64831

Tax Assessment & Valuation

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	McDonald County
Unified School District	McDonald County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,069.00 (+8.75%)	$26,880 (+203.04%)	$143,880 (+193.87%) Land $13,810 Building $130,070
2024	$983.00 (+180.06%)
2023	$351.00	$8,870	$48,960 Land $13,150 Building $35,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 99.1% of Missouri
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
McDonald County Telephone and Internet Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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