5285 Ridge Rd, Lima, OH 45807 Property Records

Allen County property record for 5285 Ridge Rd, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,310 sqft · built 1957
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Oct 2022)
Tax Bill	$1,759 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`26-2900-03-003.000`

Property Details

APN / Parcel Number

Primary APN	`26-2900-03-003.000`
Alternative APN	`C1126290003003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	2,776 sqft
1st Floor Area	1,310 sqft
Basement Area	890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	260 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	5285 RIDGE RD
City	LIMA
State	OH
Zip	45807-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 RTS 06-02-29
Jurisdiction	ALLEN OH
Township / Civil Division	SUGAR CREEK
Census Block Group	2
Census Block	2043
Census Tract	10300

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5285 RIDGE RD, LIMA, OH 45807-8701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 28, 2018	Loan Modification, Mortgage · Conventional with PMI FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Jul 13, 2015 · Amount on Record
Deed Document Number	202212382
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 26, 2022
Property Address	5285 RIDGE RD, LIMA, OH 45807-8701
Document Number	10260012382
Book / Page	2022 / 12382
Instrument Date	Oct 21, 2022
Instrument	202210260012382
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 RIDGE RD, LIMA, OH 45807-8701

Mortgage

Document Number	10260012383
Date	Oct 26, 2022
Instrument	202210260012383

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALLEN OH
Property Address	5285 RIDGE RD, LIMA, OH 45807-8701
Document Number	0000007606
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 RIDGE RD LIMA OH 458078701, LIMA, OH 45807-8701

Mortgage

Document Number	0000007606
Date	Jul 3, 2018
Instrument	7606

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Jul 2, 2058

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Sugar Creek Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,759.00 (-1.51%)	$44,630 (-) Land $9,100 Building $35,530	$127,500 (-) Land $26,000 Building $101,500
2024	$1,786.00 (+25.25%) Homeowner's exemption	$44,630 (+39.95%) Land $9,100 Building $35,530	$127,500 (+39.96%) Land $26,000 Building $101,500
2023	$1,426.00 (+0.35%) Homeowner's exemption	$31,890 (+2.15%) Land $6,510 Building $25,380
2022	$1,421.00 Homeowner's exemption	$31,220 Land $6,510 Building $24,710
2021			$91,100 Land $18,600 Building $72,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
NKTELCO - Goldstar Fixed Wireless	50 / 5
MetaLINK Technologies Fixed Wireless	25 / 5
Brightspeed DSL	10 / 1

May also be available: Speedwavz, Verizon.

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