5285 Old Clyde Rd, Clyde, NC 28721 Property Records

Haywood County property record for 5285 Old Clyde Rd, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1935
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Company Names on Record
Last Sale	$265,000 (Aug 2018)
Tax Bill	$2,183 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8647-53-8632`

Property Details

APN / Parcel Number

Primary APN	`8647-53-8632`
Alternative APN	`261713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Heated Area
Gross Area	2,416 sqft
1st Floor Area	1,440 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Lot Area	77,972 sqft (1.79 acres)
Garage Area	480 sqft
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	261713
Street Address	5285 OLD CLYDE RD
City	CLYDE
State	NC
Zip	28721-7676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5285 OLD CLYDE RD
Legal Subdivision	OLD CLYDE RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1020
Census Tract	920400

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5285 OLD CLYDE RD, CLYDE, NC 28721-7676
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
May 1, 2020	Intrafamily Transfer, Transfer
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Mar 20, 2014 · Amount on Record
Deed Document Number	20187584
Deed Book / Page	958 / 397
Last Transfer Date	Apr 22, 2020
Transfer Doc	0009961764
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	5285 OLD CLYDE RD, CLYDE, NC 28721-7676
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	NONE AVAILABLE3

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009542148
Date	Jul 3, 2018
Book Page	954/2148
Instrument	2018005849

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	May 1, 2020
Property Address	5285 OLD CLYDE RD, CLYDE, NC 28721-7676
Document Number	0009961764
Book / Page	996 / 1764
Instrument Date	Apr 22, 2020
Instrument	2020003974
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5285 OLD CLYDE RD, CLYDE, NC 28721-7676
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 27, 2018
Property Address	5285 OLD CLYDE RD, CLYDE, NC 28721-7676
Document Number	0009580397
Book / Page	958 / 0397
Instrument Date	Aug 23, 2018
Instrument	2018007584
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 MAPLE DR, 23, MAGGIE VALLEY, NC 28751-8767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 OLD CLYDE RD, CLYDE, NC 28721-7676
Investor	Possibly a Property Investor

Mortgage

Document Number	2018007585
Date	Aug 27, 2018
Instrument	2018007585

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Change Frequency	6 Months

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,400 (-) Land $41,900 Building $269,500
2025	$2,183.00	$311,400 (-) Land $41,900 Building $269,500	$311,400 (-) Land $41,900 Building $269,500
2023		$311,400 Land $41,900 Building $269,500	$311,400 (-) Land $41,900 Building $269,500
2021			$311,400 Land $41,900 Building $269,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1983–1994)
Most Recent Claim	Aug 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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