5285 Grabert Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5285 Grabert Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 811 sqft · built 1998
Lot Size	4.5 acres (196,162 sqft)
Owner	Individual Name on Record
Last Sale	$3,000 (Feb 2021)
Tax Bill	$1,728 (2026)
Deeds & Mortgages	May 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`365-0043-00050`

Property Details

APN / Parcel Number

Primary APN	`365-0043-00050`
Alternative APN	`1054162`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	811 sqft Gross Area
1st Floor Area	811 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Lot Area	196,162 sqft (4.5 acres)
Deck Area	90 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1054162
Street Address	5285 GRABERT RD
City	DULUTH
State	MN
Zip	55803-9373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0002 BLOCK:002 SERIAL #
Legal Subdivision	GRABERT DIVISION
Legal Block	2
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	FREDENBERG
Census Block Group	1
Census Block	1025
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5285 GRABERT RD, DULUTH, MN 55803-9373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Feb 8, 2021	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 13, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	20211403318
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	00A1403318
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5285 GRABERT RD, DULUTH, MN 55803-9373
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 GRABERT RD, DULUTH, MN 55803-9373

Mortgage

Document Number	0001467293
Date	May 30, 2023
Instrument	1467293

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 8, 2021
Property Address	5285 GRABERT RD, DULUTH, MN 55803-9373
Document Number	0001403318
Instrument Date	Jan 11, 2021
Instrument	1403318
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 GRABERT RD, DULUTH, MN 55803-9373

Mortgage

Document Number	0001403319
Date	Feb 8, 2021
Instrument	1403319

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 13, 2018
Property Address	5285 GRABERT RD, DULUTH, MN 55803-9373
Document Number	00A1336446
Instrument Date	Jul 9, 2018
Instrument	A1336446
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5285 GRABERT RD DULUTH MN 558039373, DULUTH, MN 55803-9373

Mortgage

Document Number	A1336447
Date	Jul 13, 2018
Instrument	A1336447

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 12, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fredenberg Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,728.00 (+1.77%) Homeowner's exemption
2025	$1,698.00 (+7.2%) Homeowner's exemption	$193,200 (+0.1%) Land $90,800 Building $102,400	$193,200 (+0.1%) Land $90,800 Building $102,400
2024	$1,584.00	$193,000 (+18.92%) Land $77,700 Building $115,300	$193,000 (+18.92%) Land $77,700 Building $115,300
2022		$162,300 Land $67,300 Building $95,000	$162,300 Land $67,300 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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