Lake County property record for 5285 E State Hwy 20, Lucerne, CA 95458 · Last verified October 2025
| Property Type | Single Family Home (2+ on Parcel) |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1984 |
| Lot Size | 3.97 acres (172,933 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,990 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 004-070-220-000 |
| Primary APN | 004-070-220-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 2,892 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Construction Type | Wood |
| Lot Area | 172,933 sqft (3.97 acres) |
| Garage Area | 378 sqft |
| Street Address | 5285 E STATE HIGHWAY 20 |
|---|---|
| City | LUCERNE |
| State | CA |
| Zip | 95458 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Single Family Home (2+ on Parcel) |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 1 |
| Census Block | 1136 |
| Census Tract | 100 |
Source: Lake County records · APN 004-070-220-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1379, LUCERNE, CA 95458-1379 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 5285 E STATE HWY 20, LUCERNE, CA 95458 |
| Document Number | 0000013295 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5285 E HWY 20 LUCERNE CA 95458, LUCERNE, CA 95458 |
| Document Number | 0000013295 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 13295 |
| Name | NICHOLAS PERRY |
|---|---|
| Address | PO BOX 566, NICE, CA 95464-0566 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 21, 2029 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,990.00 (+4.51%) Homeowner's exemption | $273,147 (+3.95%) Land $114,296 Building $158,851 |
| 2023 | $2,861.00 (+0.92%) Homeowner's exemption | $262,756 Land $109,858 Building $152,898 |
| 2022 | $2,835.00 |
Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,331.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998, river or lake flooding, Severe Winter Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| DigitalPath | Fixed Wireless (licensed-by-rule) | 400 / 20 |
| 101Netlink | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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