5285 Capistrano Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5285 Capistrano Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1959
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (May 2026)
Tax Bill	$581 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2026 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`028-352-020`

Property Details

APN / Parcel Number

Primary APN	`028-352-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5285 CAPISTRANO AVE
City	ATASCADERO
State	CA
Zip	93422-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSFY
Legal Description	CY ATAS ATAS PK PTN LT 44
Legal Block	3
Legal Lot Number	44
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3007
Census Tract	12502

Owner

Source: San Luis Obispo County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1145, ATASCADERO, CA 93423-1145
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC
Jun 22, 2026	Affidavit, Transfer
May 13, 2026	Affidavit, Transfer
May 13, 2026	Grant Deed, Construction Loan · Construction Mortgage SLO CAPITAL INC
Jun 22, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Deed Document Number	202615037
Last Transfer Date	Jun 16, 2026
Transfer Doc	0000019552
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 27, 2026
Property Address	5285 CAPISTRANO AVE, ATASCADERO, CA 93422-4333
Document Number	0000027468
Instrument Date	Aug 25, 2026
Instrument	202627468
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	3400 EL CAMINO REAL, ATASCADERO, CA 93422-2550

Mortgage

Document Number	0000027468,
Date	Aug 27, 2026
Instrument	202627468

Lender

Name	COASTAL FUNDING SLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 22, 2026
Property Address	5285 CAPISTRANO AVE, ATASCADERO, CA 93422-4333
Document Number	0000019552
Instrument Date	Jun 16, 2026
Instrument	202619552
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 13, 2026
Property Address	5285 CAPISTRANO AVE, ATASCADERO, CA 93422-4333
Document Number	0000015036
Instrument Date	May 7, 2026
Instrument	202615036
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 13, 2026
Property Address	5285 CAPISTRANO AVE, ATASCADERO, CA 93422-4333
Document Number	0000015037
Instrument Date	May 5, 2026
Instrument	202615037
Transaction Type	Construction Loan
Record Updated	Aug 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,882.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

Mortgage

Document Number	0000015038,
Date	May 13, 2026
Instrument	202615038

Lender

Name	SLO CAPITAL INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Dec 1, 2026

Interest

Rate Type	Adjustable Rate
Rate	9.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 22, 2026
Property Address	5285 CAPISTRANO AVE, ATASCADERO, CA 93422-4333
Document Number	0000019553
Instrument Date	Feb 25, 2026
Instrument	202619553
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$51,963 (+2%) Land $8,776 Building $43,187
2025	$581.00 (+4.68%)	$50,945 (+4.04%) Land $8,604 Building $42,341
2024	$555.00 (+0.18%)
2023	$554.00 (+1.28%)	$48,969 Land $8,271 Building $40,698
2022	$547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

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