5285 Brilliance Cir, Cocoa, FL 32926 Property Records

Brevard County property record for 5285 Brilliance Cir, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,975 sqft · built 2015
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Jan 2020)
Tax Bill	$5,889 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-35-27-01-*-85`

Property Details

APN / Parcel Number

Primary APN	`24-35-27-01-*-85`
Alternative APNs	`24-35-27-01-00000.0-0085.00` `2459783`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,975 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	1,975 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	407 sqft
Porch	Florida Room
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2459783
Street Address	5285 BRILLIANCE CIR
City	COCOA
State	FL
Zip	32926-2498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EMERALD LAKES P.U.D. LOT 85
Legal Range	35E
Legal Township	24S
Legal Section	27
Legal Subdivision	EMERALD LAKES P.U.D.
Legal Lot Number	85
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2024
Census Tract	71205

Owner

5285 Brilliance Cir is owned and occupied by two individuals who bought it in January 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5285 BRILLIANCE CIR, COCOA, FL 32926-2498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 6, 2018	Deed of Trust, Mortgage · Line of Credit INOVA FCU
Jan 16, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020 · Amount on File
Deed Sale	Jan 16, 2020 · Amount on File
Prior Sale	Jul 23, 2015 · Amount on File
Deed Document Number	202011718
Deed Book / Page	8639 / 1425
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5285 BRILLIANCE CIR, COCOA, FL 32926-2498
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 BRILLIANCE CIR, COCOA, FL 32926-2498

Mortgage

Document Number	0090991800
Date	Apr 26, 2021
Book Page	9099/1800
Instrument	2021106195

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5285 BRILLIANCE CIR, COCOA, FL 32926-2498
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082560016
Date	Sep 6, 2018
Book Page	8256/0016
Instrument	2018200557

Lender

Name	INOVA FCU
Type	Credit Union
Address	ELKHART, IN 46516

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 5, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 16, 2020
Property Address	5285 BRILLIANCE CIR, COCOA, FL 32926-2498
Document Number	0086391425
Book / Page	8639 / 1425
Map Reference	MB 54 PG 68-78
Instrument Date	Jan 15, 2020
Instrument	2020011718
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	SUPREME TITLE CLOSING LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2917 BALTING PL, 2917, VIERA, FL 32940-7099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 BRILLIANCE CIR, COCOA, FL 32926-2498

Mortgage

Document Number	86391427
Date	Jan 16, 2020
Instrument	8639/1427

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5285 Brilliance Cir was $5,889.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,790 (+0.2%)	$312,790 (+0.2%)
2025	$5,889.00	$312,180 Land $50,000 Building $262,180	$312,180 Land $50,000 Building $262,180
2023	$6,114.00 (+16.39%)	$323,870 (+11.71%) Land $90,000 Building $233,870	$323,870 (+11.71%) Land $90,000 Building $233,870
2022	$5,253.00	$289,920 Land $60,000 Building $229,920	$289,920 Land $60,000 Building $229,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5285 Brilliance Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5285 Brilliance Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Brilliance Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures