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5285 Breakers Way, Carmel, IN 46033 Property Records

Hamilton County property record for 5285 Breakers Way, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,690 sqft · built 1995
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Dec 2020)
Tax Bill$4,357 (2024)
Deeds & MortgagesDec 2020 Mortgage
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN29-10-27-001-039.000-018

Property Details

APN / Parcel Number

Primary APN29-10-27-001-039.000-018
Alternative APN
  • 1610270001039000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,690 sqft Living Area
1st Floor Area1,342 sqft
2nd Floor Area1,348 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions143 ft deep x 80 ft wide
Garage TypeAttached
Garage Area702 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1610270001039000
Street Address5285 BREAKERS WAY
CityCARMEL
StateIN
Zip46033-9128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .24, SECTION 27, TOWNSHIP 18, RANGE 4, PLUM CREEK NORTH, SECTION 1, LOT 39
Legal Range04
Legal Township18
Legal Section27
Legal SubdivisionPLUM CREEK NORTH
Legal Block1
Legal Lot Number39
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1021
Census Tract110911

Owner

Source: Hamilton County records · APN 29-10-27-001-039.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5285 BREAKERS WAY, CARMEL, IN 46033-9128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2020Warranty Deed, Transfer · Conventional Mortgage
FORUM CU
Jun 30, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2020 · Amount on Record
Deed SaleDec 03, 2020 · Amount on Record
Prior SaleJun 30, 2017
Deed Document Number2020088588
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateDec 03, 2020
Property Address5285 BREAKERS WAY, CARMEL, IN 46033-9128
Document Number2020088588
Map ReferenceDOC 9446745
Instrument DateNov 30, 2020
Instrument2020088588
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5285 BREAKERS WAY, CARMEL, IN 46033-9128

Mortgage

Document Number2020088589
DateDec 03, 2020
Instrument2020088589
Lender
NameFORUM CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateJun 30, 2017
Property Address5285 BREAKERS WAY, CARMEL, IN 46033-9128
Document Number0000030914
Instrument DateMay 30, 2017
Instrument30914
Transaction TypeTransfer
Record UpdatedJul 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5285 BREAKERS WAY CARMEL IN 460339128, CARMEL, IN 46033-9128

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$428,500 (+7.93%) Land $119,600 Building $308,900$428,500 (+7.93%) Land $119,600 Building $308,900
2024$4,357.00 (+9.69%)$397,000 (+5.47%) Land $119,600 Building $277,400$397,000 (+5.47%) Land $119,600 Building $277,400
2023$3,972.00 (+16.04%)$376,400 (+23.41%) Land $90,700 Building $285,700$376,400 (+23.41%) Land $90,700 Building $285,700
2022$3,423.00$305,000 Land $90,700 Building $214,300$305,000 Land $90,700 Building $214,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), as of October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Based on FCC filings for 298 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IN5229004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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