5285 Birch St, Reno (Paris), TX 75462 Property Records

Lamar County property record for 5285 Birch St, Reno, TX 75462

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,936 sqft · built 2009
Lot Size	0.087 acres (3,790 sqft)
Owner	Individual Name on File
Last Sale	$110,100 (Jul 2016)
Tax Bill	$2,889 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Dec 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A0363-0270-00A0-40`

Property Details

APN / Parcel Number

Primary APN	`A0363-0270-00A0-40`
Alternative APN	`57030`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,936 sqft Living Area
1st Floor Area	1,428 sqft
Utility Area	48 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,790 sqft (0.087 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	393 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	A0363-0270-00A0-40
Street Address	5285 BIRCH ST
City	RENO
State	TX
Zip	75462-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A363 J GUFFEY SURVEY, TRACT 27-A, ACRES .379, 5285 BIRCH ST 5285 BIRCH ST
Legal Subdivision	J GUFFEY SURVEY
Legal Tract	27-A
Legal Lot Number	27-A
Jurisdiction	LAMAR TX
Township / Civil Division	PARIS
Census Block Group	2
Census Block	2006
Census Tract	402

Owner

5285 Birch St is owned and occupied by an individual who bought it in July 2016.

Source: Lamar County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	5285 BIRCH ST, RENO, TX 75462-5701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEOPLES BANK
Dec 21, 2022	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Jul 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2016 · Amount on File
Deed Sale	Jul 1, 2016 · Amount on File
Deed Document Number	20161346302016
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	5285 BIRCH ST, RENO, TX 75462-5701
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	YOUNG TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 BIRCH ST, RENO, TX 75462-5701

Mortgage

Document Number	2003872022
Date	Dec 21, 2022
Instrument	200387-2022

Lender

Name	PEOPLES BANK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Dec 21, 2037
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.25%
Index	Prime Rate
Max Rate	13.2%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	5285 BIRCH ST, RENO, TX 75462-5701
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	YOUNG TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5285 BIRCH ST, RENO, TX 75462-5701

Mortgage

Document Number	2003862022
Date	Dec 21, 2022
Instrument	200386-2022

Lender

Name	PEOPLES BANK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	5285 BIRCH ST, RENO, TX 75462-5701
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	YOUNG TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1959312022
Date	Jul 29, 2022
Instrument	195931-2022

Lender

Name	PEOPLES BANK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2037
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 5285 Birch St was $2,889 with exemptions applied.

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Municipality	Reno City
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$340,680 (+0.37%) Land $15,600 Building $325,080	$340,680 (+0.37%) Land $15,600 Building $325,080
2025	$2,889.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$339,420 Land $11,950 Building $327,470	$339,420 Land $11,950 Building $327,470
2023		$157,250 Land $11,220 Building $146,030	$157,250 Land $11,220 Building $146,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5285 Birch St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2002–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5285 Birch St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMAR COUNTY WATER SUPPLY DISTRICT serves 25,569 people · EPA ID TX1390015
Water Source	Purchased surface water from CITY OF PARIS
Last State Inspection	May 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35

May also be available: Nextlink, Wifires Internet.

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