5285 124th Ct E, Northfield, MN 55057 Property Records

Rice County property record for 5285 124th Ct E, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,797 sqft · built 1987
Lot Size	0.857 acres (37,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Feb 2003)
Tax Bill	$6,914 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07.23.2.76.012`

Property Details

APN / Parcel Number

Primary APN	`07.23.2.76.012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,797 sqft Living Area
1st Floor Area	737 sqft
Basement Area	1,313 sqft
Finished Basement	552 sqft
Unfinished Basement	1,313 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,349 sqft (0.857 acres)
Lot Dimensions	220 ft deep x 170 ft wide
Garage Type	Mixed
Garage Area	804 sqft
Driveway	Asphalt Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	179 sqft
Deck Area	161 sqft
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5285 124TH CT E
City	NORTHFIELD
State	MN
Zip	55057-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 1 OF OAK HILL SOUTH 1ST ADD
Legal Subdivision	OAK HILL SOUTH 1ST ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	RICE MN
Township / Civil Division	BRIDGEWATER
Census Block Group	4
Census Block	4039
Census Tract	70200

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5285 124TH CT E, NORTHFIELD, MN 55057-4434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Aug 28, 2020	Deed of Trust, Mortgage · Line of Credit MERCHANTS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2003 · Amount on Record
Deed Sale	Feb 10, 2003 · Amount on Record
Deed Document Number	200340417
Last Transfer Date	Aug 12, 2020
Transfer Doc	0000T58740
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	5285 124TH CT E, NORTHFIELD, MN 55057-4434
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000T59567
Date	Feb 18, 2021
Instrument	T59567

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	5285 124TH CT E, NORTHFIELD, MN 55057-4434
Document Number	0000058735
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5285 124TH CT E NORTHFIELD MN 550574434, NORTHFIELD, MN 55057-4434

Mortgage

Document Number	0000058735
Date	Sep 2, 2020
Instrument	58735

Lender

Name	MERCHANTS BK
Type	Bank
Address	NORTHFIELD, MN 55057

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
County Subdivision	Bridgewater Township
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,914.00 (+24.8%)	$595,300 (+3.66%) Land $110,000 Building $485,300	$595,300 (+3.66%) Land $110,000 Building $485,300
2025		$574,300 (+10.46%) Land $99,100 Building $475,200	$574,300 (+10.46%) Land $99,100 Building $475,200
2024	$5,540.00 (+17.32%)	$519,900 (-) Land $80,200 Building $439,700	$519,900 (-) Land $80,200 Building $439,700
2023	$4,722.00	$519,900 Land $80,200 Building $439,700	$519,900 Land $80,200 Building $439,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Midco.

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