5284 W 45th St, Parma (Cleveland), OH 44134 Property Records

Cuyahoga County property record for 5284 W 45th St, Parma, OH 44134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1949
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2024)
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`443-27-035`

Property Details

APN / Parcel Number

Primary APN	`443-27-035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
1st Floor Area	968 sqft
2nd Floor Area	364 sqft
Basement Area	728 sqft
Finished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	5284 W 45TH ST
City	PARMA
State	OH
Zip	44134-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-B
Legal Description	3 STBRK 0304 ALL
Legal Subdivision	STBRK
Legal Lot Number	304
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	1
Census Block	1004
Census Tract	177202

Owner

5284 W 45th St is owned and occupied by an individual who bought it in November 2024.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5284 W 45TH ST, PARMA, OH 44134-1008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 20, 2024	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jun 17, 2024	Warranty Deed, Transfer OS NATIONAL LLC, OS NATIONAL
Oct 15, 2018	Warranty Deed, Subdivision Related Transfer OHIO REAL TITLE
Feb 22, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DOUGLAS E STERN
Oct 31, 2017	Warranty Deed, Transfer CUYAHOGA TITLE SERVICES LIMITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on File
Deed Sale	Nov 20, 2024 · Amount on File
Prior Sale	Jun 17, 2024 · Amount on File
Deed Document Number	0000000137
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	5284 W 45TH ST, PARMA, OH 44134-1008
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000419
Date	Aug 18, 2022
Instrument	202208180419

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	5284 W 45TH ST, PARMA, OH 44134-1008
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5284 W 45TH ST, PARMA, OH 44134-1008

Mortgage

Document Number	0000000013
Date	Feb 2, 2024
Instrument	202402020013

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Sep 1, 2052

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 20, 2024
Property Address	5284 W 45TH ST, PARMA, OH 44134-1008
Document Number	0000000137
Map Reference	VOL 64 PG 2
Instrument Date	Nov 15, 2024
Instrument	202411200137
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	OS NATIONAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5284 W 45TH ST, PARMA, OH 44134-1008

Mortgage

Document Number	0000000138
Date	Nov 20, 2024
Instrument	202411200138

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 17, 2024
Property Address	5284 W 45TH ST, PARMA, OH 44134-1008
Document Number	0000000436
Map Reference	VOL 64 PG 2
Instrument Date	Jun 13, 2024
Instrument	202406170436
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC, OS NATIONAL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 15, 2018
Property Address	5284 W 45TH ST, PARMA, OH 44134-1008
Document Number	0010150446
Instrument Date	Oct 12, 2018
Instrument	10150446
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2018
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5284 W 45TH ST PARMA OH 441341006, PARMA, OH 44134-1006

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Feb 22, 2018
Property Address	5284 W 45TH ST, PARMA, OH 44134-1008
Document Number	0002220523
Instrument Date	Feb 20, 2018
Instrument	2220523
Transaction Type	Construction Loan
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18519 MARTINS LN STRONGSVILLE OH 441496864, STRONGSVILLE, OH 44149-6864

Mortgage

Document Number	2220523
Date	Feb 22, 2018
Instrument	2220523

Lender

Name	DOUGLAS E STERN
Address	750 OLD HICKORY ROAD 2 # 150, BRENTWOOD, TN 37027

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 21, 2019

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 31, 2017
Property Address	5284 W 45TH ST, PARMA, OH 44134-1008
Document Number	0010310610
Instrument Date	Oct 30, 2017
Instrument	10310610
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CUYAHOGA TITLE SERVICES LIMITED

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18519 MARTINS LN STRONGSVILLE OH 441496864, STRONGSVILLE, OH 44149-6864
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5284 W 45th St was $2,752, up 10.3% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,752.00 (+10.26%)	$45,570 (-) Land $10,150 Building $35,420
2024	$2,496.00 (+71.78%) Homeowner's exemption	$45,570 (+100.22%) Land $10,150 Building $35,420	$130,200 Land $29,000 Building $101,200
2023	$1,453.00 (-16.25%) Homeowner's exemption	$22,760 (-) Land $8,370 Building $14,390
2022	$1,735.00 Homeowner's exemption	$22,760 Land $8,370 Building $14,390
2021			$65,000 Land $23,900 Building $41,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5284 W 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5284 W 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: PCs for People, Spectrum.

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