5284 Rosewood Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 5284 Rosewood Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,753 sqft · built 1988
Lot Size0.31 acres (13,511 sqft)
OwnerCompany Name on File
Last Sale$1,200,000 (Mar 2022)
Tax Bill$14,520 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN158-481-03-00

Property Details

APN / Parcel Number

Primary APN158-481-03-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,753 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area13,511 sqft (0.31 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5284 ROSEWOOD DR
CityOCEANSIDE
StateCA
Zip92056-6425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-SP
Legal DescriptionLOT 6 TR 011788
Legal SubdivisionMISSION SANTA FE
Legal Tract011788
Legal Block3
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19301

Owner

5284 Rosewood Dr is owned by a company that bought it in March 2022 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address5284 ROSEWOOD DR, OCEANSIDE, CA 92056-6425
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 10, 2021Intrafamily Transfer, Transfer
Aug 10, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2022 · Amount on File
Deed SaleMar 16, 2022 · Amount on File
Prior SaleAug 30, 2016 · Amount on File
Deed Document Number2022118353
Prior Transfer DateJul 26, 2021
Prior Transfer Doc0000569947
Record UpdatedOct 29, 2026

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 16, 2022
Property Address5284 ROSEWOOD DR, OCEANSIDE, CA 92056-6425
Document Number0000118353
Map ReferenceMAP 11788
Instrument DateFeb 28, 2022
Instrument2022-0118353
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyGUARDIAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5284 ROSEWOOD DR, OCEANSIDE, CA 92056-6425
InvestorPossibly a Property Investor

Mortgage

Document Number0000118354
DateMar 16, 2022
Instrument2022-0118354
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5284 ROSEWOOD DR, OCEANSIDE, CA 92056-6425
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5284 ROSEWOOD DR, OCEANSIDE, CA 92056-6425

Mortgage

Document Number0000332347
DateApr 29, 2021
Instrument2021-0332347
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2021
Property Address5284 ROSEWOOD DR, OCEANSIDE, CA 92056-6425
Document Number0000569948
Map ReferenceMAP 11788
Instrument DateJul 26, 2021
Instrument2021-0569948
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5284 ROSEWOOD DR, OCEANSIDE, CA 92056-6425

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 10, 2021
Property Address5284 ROSEWOOD DR, OCEANSIDE, CA 92056-6425
Document Number0000569947
Map ReferenceMAP 11788
Instrument DateJul 26, 2021
Instrument2021-0569947
Transaction TypeTransfer
Record UpdatedAug 23, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address5284 ROSEWOOD DR, OCEANSIDE, CA 92056-6425

Tax Assessment & Valuation

The 2025 property tax bill for 5284 Rosewood Dr was $14,520 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,298,917 (+2%) Land $757,701 Building $541,216
2025$14,520.00 Homeowner's exemption$1,273,449 Land $742,845 Building $530,604
2023$12,400.00 (+115.76%) Homeowner's exemption$1,134,000 Land $661,000 Building $473,000
2022$5,747.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5284 Rosewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5284 Rosewood Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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