5282 Cypress Ln, Naples, FL 34113 Property Records

Collier County property record for 5282 Cypress Ln, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	1,377 sqft · built 1978
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Apr 2025)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`495700 C 115B29`

Property Details

APN / Parcel Number

Primary APN	`495700 C 115B29`
Alternative APNs	`60782640003115700C115` `60782640003`

Interior

Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft
Pool Area	264 sqft
Deck Area	596 sqft

Location & Zoning

Street Address	5282 CYPRESS LN
City	NAPLES
State	FL
Zip	34113-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	MYRTLE COVE ACRES BLK C LOT 11 OR 2076 PG 168
Legal Range	26
Legal Township	50
Legal Section	29
Legal Subdivision	MYRTLE COVE ACRES
Legal Tract	495700
Legal Block	C
Legal Lot Number	11
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1007
Census Tract	10808

Owner

5282 Cypress Ln is owned and occupied by two individuals who bought it in April 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5282 CYPRESS LN, NAPLES, FL 34113-7710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 20, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED FINANCE INC
Mar 7, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on File
Deed Sale	Apr 22, 2025 · Amount on File
Prior Sale	Jul 6, 1995 · Amount on File
Deed Document Number	20256671253
Deed Book / Page	6460 / 231
Prior Transfer Date	Jun 20, 1995
Prior Transfer Doc	2071000296
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5282 CYPRESS LN, NAPLES, FL 34113-7710
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5282 CYPRESS LN, NAPLES, FL 34113-7710

Mortgage

Document Number	0062332364
Date	Apr 7, 2023
Book Page	6233/2364
Instrument	6386080

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	335 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5282 CYPRESS LN, NAPLES, FL 34113-7710
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5282 CYPRESS LN, NAPLES, FL 34113-7710

Mortgage

Document Number	0058951911
Date	Feb 22, 2021
Book Page	5895/1911
Instrument	6004917

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5282 CYPRESS LN, NAPLES, FL 34113-7710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057533367
Date	Apr 20, 2020
Book Page	5753/3367
Instrument	5857530

Lender

Name	UNITED FINANCE INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5282 CYPRESS LN, NAPLES, FL 34113-7710
Document Number	0054003697
Book / Page	005400 / 003697
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5282 CYPRESS LN NAPLES FL 341137710, NAPLES, FL 34113-7710

Mortgage

Document Number	0054003697
Date	Jun 2, 2017
Book Page	005400/003697
Instrument	5412810

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 5282 Cypress Ln was $1,053, up 6.1% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,513 (+220.21%) Land $258,746 Building $111,767	$370,513 (-16.59%) Land $258,746 Building $111,767
2025	$1,053.00 (+6.15%)	$115,710	$444,207 Land $275,996 Building $168,211
2024	$992.00 (+2.69%)
2023	$966.00 (+1.05%) Homeowner's exemption	$109,174 (+3%)	$338,788 (+23.33%) Land $226,403 Building $112,385
2022	$956.00 Homeowner's exemption	$105,994	$274,706 Land $158,482 Building $116,224

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5282 Cypress Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 578 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,419 units insured incl. 841 condo units
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Oct 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5282 Cypress Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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