Lorain County property record for 5282 Cardinal Ct, Lorain, OH 44053 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,887 sqft Living Area |
| Garage | Attached, 484 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $266,220 (2006) |
| Tax Bill | $3,134.00 (2025) |
| Primary APN | 02-03-001-105-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,887 sqft Living Area |
| 1st Floor | 1,887 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Deck Area | 216 sqft Deck |
|---|---|
| Patio Area | 216 sqft Patio |
| Porch | Open Porch |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5282 CARDINAL CT |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MANORS AT MORNINGSIDE SUB 65 X 110 |
| Legal Subdivision | MANORS AT MORNINGSIDE SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 97202 |
Source: Lorain County records · APN 02-03-001-105-019
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5282 CARDINAL CT, LORAIN, OH 44053-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HM BK |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FIN'L LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2006 · Amount on Record |
| Deed Sale | Oct 02, 2006 · Amount on Record |
| Prior Sale | Jun 07, 2006 |
| Deed Doc Number | 2006006186 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 5282 CARDINAL CT, LORAIN, OH 44053-1400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 5282 CARDINAL CT, LORAIN, OH 44053-1400 |
| Document Number | 0000891148 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022-0891148 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 5282 CARDINAL CT, LORAIN, OH 44053-1400 |
| Document Number | 0000784135 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5282 CARDINAL CT LORAIN OH 440531400, LORAIN, OH 44053-1400 |
| Document Number | 0000784135 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 784135 |
| Name | FIRST HM BK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 5282 CARDINAL CT, LORAIN, OH 44053-1400 |
| Document Number | 0000678071 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5282 CARDINAL CT LORAIN OH 440531400, LORAIN, OH 44053-1400 |
| Document Number | 0000678071 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 678071 |
| Name | NEW PENN FIN'L LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 28, 2038 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,134.00 | $102,780 (%) Land $21,000 Building $81,780 | $293,660 (-) Land $60,000 Building $233,660 |
| 2024 | $3,134.00 (+272.21%) | $102,781 (+302.6%) Land $21,000 Building $81,781 | $293,660 (+302.6%) Land $60,000 Building $233,660 |
| 2023 | $842.00 (-1.64%) | $25,529 (%) Land $23,842 Building $1,687 | $72,940 (-) Land $68,120 Building $4,820 |
| 2022 | $856.00 | $25,530 Land $23,840 Building $1,690 | |
| 2021 | $72,940 Land $68,120 Building $4,820 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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