5281 Seneca Ave, Elko, NV 89801 Property Records

Elko County property record for 5281 Seneca Ave, Elko, NV 89801 · Last verified November 2025

Property Summary

Property TypeMobile Home
Details1,716 sqft · built 1996
Lot Size2.3 acres (100,624 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Jul 2023)
Tax Bill$1,262 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN035-038-001

Property Details

APN / Parcel Number

Primary APN035-038-001

Interior

Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,716 sqft Living Area

Exterior

Year BuiltBuilt 1996
Architectural StyleMobile/Manufactured
Roof MaterialMetal
Lot Area100,624 sqft (2.3 acres)
Lot Dimensions26 ft deep x 66 ft wide
Garage Area864 sqft
Parking Spaces3 Parking Spaces
FenceFence
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5281 SENECA AVE
CityELKO
StateNV
Zip89801-5280
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description1996 FLEETWOOD IDFLS04AB19453BF13 66X26
Legal Range56
Legal Township35
Legal Section09
Legal SubdivisionMEADOW VALLEY RANCHOS 3
Legal Block38
Legal Lot Number1
Legal Unit3
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group1
Census Block1149
Census Tract950702

Owner

Source: Elko County records · APN 035-038-001

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5281 SENECA AVE, ELKO, NV 89801-5280
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Bargain and Sale Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Feb 28, 2022Beneficiary Deed, Transfer · FHA Mortgage
CITYWIDE HOME LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2023 · Amount on Record
Deed SaleJul 10, 2023 · Amount on Record
Prior SaleJul 22, 2005
Deed Document Number821668
Record UpdatedJun 08, 2026

July 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateJul 10, 2023
Property Address5281 SENECA AVE, ELKO, NV 89801-5280
Document Number0000821668
Map ReferenceFILE 10835
Instrument DateJun 15, 2023
Instrument821668
Transaction TypeTransfer
Record UpdatedAug 09, 2023
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,267.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5281 SENECA AVE, ELKO, NV 89801-5280

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5281 SENECA AVE, ELKO, NV 89801-5280

Mortgage

Document Number0000821669
DateJul 10, 2023
Instrument821669
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

February 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionELKO NV
Recording DateFeb 28, 2022
Property Address5281 SENECA AVE, ELKO, NV 89801-5280
Document Number0000802101
Map ReferenceFILE 10835
Instrument DateJan 31, 2022
Instrument802101
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanySTEWART TITLE ELKO

Transaction

Tax$975.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5281 SENECA AVE, ELKO, NV 89801-5280

Mortgage

Document Number0000802102
DateFeb 28, 2022
Instrument802102
Lender
NameCITYWIDE HOME LOANS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateNevada
CountyElko County
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,262.00 (+5.96%)$48,288 (+5.55%) Land $2,800 Building $45,488$137,966 (+5.55%) Land $8,000 Building $129,966
2023$1,191.00 (+7.98%)$45,747 (+11.23%) Land $2,800 Building $42,947$130,706 (+11.23%) Land $8,000 Building $122,706
2022$1,103.00$41,130 Land $2,800 Building $38,330$117,514 Land $8,000 Building $109,514

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320079507021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
10 of 12 on primary residences
Nearby Flood Claims2 (2017)
Most Recent ClaimFeb 2017, river or lake flooding, Severe Winter Storms, Flooding, And Mudslides
Flood Events
  • Severe Winter Storms, Flooding, And Mudslides (Feb 2017), 2 claims

Wildfire

Wildfire RiskVery High
above 94% of the US · above 84% of Nevada
Wildfire LikelihoodAbout 1 in 46 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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